The foreclosure crisis impacted the Chicago suburbs as well as the city center, but many municipalities lacked the resources and infrastructure to respond effectively to the crisis. While many funding opportunities arose to address the negative effects of foreclosures, smaller municipalities historically had trouble accessing federal funds in the face of competition from major cities that had the resources to find and apply for grants and comply with their requirements.
The U.S. Department of Housing and Urban Development (HUD) recently released proposed rules updating the regulations that carry out the parts of the Fair Housing Act that contain affirmatively furthering fair housing (AFFH) requirements. Overall, the rules are a huge improvement and strengthen the tools used to ensure that communities are complying with AFFH.
This comment letter supports the proposed improvements to regulations that carry out the Fair Housing Act’s requirement to ensure that all federal agencies administer their programs relating to housing and community development in a manner that affirmatively furthers fair housing. It urges HUD to strengthen the rule by creating an appeals process for Assessments of Fair Housing, requiring program participants to consider regional fair housing needs, and improving transparency of fair housing goals.