disparate impact

Unequal Opportunity: Disparities in Mortgage Lending to Women in the Chicago Region

Presentation for the 2013 National Community Reinvestment Coalition Conference in Washington, D.C. Spencer Cowan presented on Woodstock Institute's "Unequal Opportunity" report, which identified disparities in lending for women in the Chicago six-county region.

Paying More for the American Dream VI: Racial Disparities in FHA/VA Lending

The report analyzes 2010 HMDA data on home purchase and refinance lending by loan type in seven metropolitan areas: Boston, Charlotte, Chicago, Cleveland, Los Angeles, New York City, and Rochester, NY. The report concludes with recommendations to promote fair lending and access to sustainable credit in communities of color.


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