This fall, President Obama announced an important change to tax returns that will make saving easier, particularly for new savers. As of this upcoming tax season, filers who receive a refund will be able to purchase U.S. Savings Bonds with part of their refund money simply by checking a box on their return.

The Savings for American Families' Future Security Act of 2009 (H.R. 1961) would expand access to retirement savings for low- and moderate-wealth Americans.