White Paper on Fostering Opportunity: The Impacts of Changes in Housing Finance on Access to Credit and Housing Choices

In response to dramatic proposals to change the housing finance system in Washington, Woodstock Institute convened a panel discussion on May 12, 2011 at the Federal Reserve Bank of Chicago with top housing decision-makers to explore the current challenges to mortgage finance and potential impacts on low-wealth communities and communities of color. This document summarizes critiques and proposals that arose from the discussion.