Woodstock Institute influences policy at the local, regional, and national level by closely analyzing the impact of pending proposals on lower-income and minority communities. Many of these letters are available for download.
Role of Nonprofits
April 12, 2007

Tom Feltner

Presentation made to the Masters of Community Development program at North Park University on the proliferation of high cost finance in lower-income and minority communities and how research and advocacy organizations help shape the debate on appropriately priced-alternatives.

February 12, 2007

Tom Feltner

Presentation made to North Park University discussing subprime lending and foreclosure trends.

November 15, 2006

Malcolm Bush and Geoff Smith

Woodstock subprime lending and foreclosure research presented at an informal meeting of the Illinois General Assembly Democratic Caucus to reaffirm support for, and assess the progress of, the implementation of the Illinois Predatory Lending Database Pilot Program or HB4050.

November 9, 2006

Tom Feltner

Presentation made to Western Illinois University's 2006 Ethics Day conference. Describes Woodstock Institute's research and policy development activities for three key fair finance problems: lack of access to mainstream financial accounts, predatory mortgage lending, and payday lending.

September 22, 2006
Marva Williams

This presentation, presented at the 2006 CFED conference, presents findings from a recent Woodstock Institute/NCRC report framing consumer and home mortgage debt as a dangerous threat to asset preservation.  It also examines the Consumer Rescue Fund, an innovative program administered by the National Community Reinvestment Coalition (NCRC) that employs several strategies that enable consumers to preserve home ownership in the face of foreclosure by high cost lenders.
December 9, 2005
Presentation made to the Asset Funders Network as part of their December 2005 launch meeting. The presentation includes an overview of Woodstock Institute and other organizations' research on the lack of affordable consumer emergency credit, as well as policy recommendations designed to help lower-income households avoid high-cost debt and build assets.
November 30, 2005

Presentation made to the Consumer Federation of America as part of their November 2005 Second Annual Payday Loan Advocates’ Summit.  The presentation includes descriptions of several payday loan alternatives offered by community development and mainstream credit unions.

October 4, 2005
Tom Feltner

Presentation made as part of the Federal Deposit Insurance Corporation's September 2005 conference Meeting the Need:  Affordable, Responsible Short-Term Credit.  Drawing from several recent Woodstock research publications, the presentation shows the high costs associated with traditional payday lending, "bounce" protection, and credit cards.
October 4, 2005
Woodstock Institute

Woodstock Institute's CRA 101: Tools for Improving Community Development Lending, Services and Investments is a training guide to using the Community Reinvestment Act for community organizations.  The guide is designed to inform community development practioners at the local level and give them the tools they need to work with banks to increase access to credit and financial services in their communities.
September 13, 2005
Presentation made to the Neighborhood Funders Group as part of their 2005 conference Diverse Voices, Values, and Traditions: Philanthropy in the 21st Century.The presentation includes information the unbanked immigrant community, the use of remmitances, and the opportunities to engage the immigrant community in the financial mainstream.