Presentation made to the Masters of Community Development program at North Park University on the proliferation of high cost finance in lower-income and minority communities and how research and advocacy organizations help shape the debate on appropriately priced-alternatives.
Presentation made to North Park University discussing subprime lending and foreclosure trends.
Malcolm Bush and Geoff Smith
Woodstock subprime lending and foreclosure research presented at an informal meeting of the Illinois General Assembly Democratic Caucus to reaffirm support for, and assess the progress of, the implementation of the Illinois Predatory Lending Database Pilot Program or HB4050.
Presentation made to Western Illinois University's 2006 Ethics Day conference. Describes Woodstock Institute's research and policy development activities for three key fair finance problems: lack of access to mainstream financial accounts, predatory mortgage lending, and payday lending.
Presentation made to the Consumer Federation of America as part of their November 2005 Second Annual Payday Loan Advocates’ Summit. The presentation includes descriptions of several payday loan alternatives offered by community development and mainstream credit unions.
Presentation made as part of the Federal Deposit Insurance Corporation's September 2005 conference Meeting the Need: Affordable, Responsible Short-Term Credit. Drawing from several recent Woodstock research publications, the presentation shows the high costs associated with traditional payday lending, "bounce" protection, and credit cards.
Woodstock Institute's CRA 101: Tools for Improving Community Development Lending, Services and Investments is a training guide to using the Community Reinvestment Act for community organizations. The guide is designed to inform community development practioners at the local level and give them the tools they need to work with banks to increase access to credit and financial services in their communities.