Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
This paper takes advantage of an unusually detailed family and youth survey conducted by the Institute for the Study of Work and Society (IETS) in Rio de Janeiro in the low-income community of Caju close to downtown Rio. It describes the weak educational background of Caju youth and some of the reasons for that weakness. The results emphasize the precarious nature of low-income youth’s educational achievements and their attachment to the job market. They also demonstrate the wide variance in youth characteristics even in a single low-income neighborhood.
This report provides a method for estimating the loan
terms and conditions, default conditions, automobile characteristics, and
borrower demographics of title loans in Illinois
based on Cook County
court cases filed against borrowers in default during 2005. It identifies key
information on the title loan industry necessary to inform the public debate on
how to best apply nationally recognized small loan consumer protections to the Illinois
title loan industry.
Foreclosures spiked in the last quarter of 2007 nearly every community in the Chicago region, based on forecosure filings analyzed by Woodstock Institute. This report also found that foreclosure filings have increased in suburban areas that have not traditionally been associated with high foreclosure levels.
California Reinvestment Coalition, Community Reinvestment Association of North Carolina, Empire Justice Center, Massachusetts Affordable Housing Alliance, Neighborhood Economic Development Advocacy Project, Ohio Fair Lending Coalition, and Woodstock Institute
Analysis of Circuit Court of Cook County filings by one large payday lending showing the shift from short-term loans, cover by Payday Loan Reform Act consumer protections, to longer-term installment loans not covered by the act. The report also looks at the debt collection process.
