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Research Reports
Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.

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Building Community Assets: A Guide to Credit Union Partnerships
October 12, 2004
Marva Williams and Valjean McLenighan

The purpose of this guide is to help community organizations enable their members to join a mainstream credit union and begin building modest assets. Many credit unions offer financial products and services tailored to the needs of low-income people, but mainstream credit unions have not historically reached this population. Partnering with community organizations expands a credit union's membership while giving community organizations the tools to help their members build assets.
Breaking Down Barriers: Prospects and Policies for Linking Jobs and Residents in the Chicago EZ
November 12, 1996
Daniel Immergluck and Timothy Hilton

Analyzes job patterns in the Chicago Empowerment Zone (EZ), examining demographics of those who work in the EZ, the number of EZ jobs held by EZ residents, and the work locations of EZ residents. The report provides examples of efforts in Chicago and around the country aimed at linking neighborhood residents to nearby jobs and calls for increased attention to the barriers between jobs and residents in low-income urban areas.
Blindfolded Into Debt: A Comparison of Credit Card Costs and Conditions at Banks and Credit Unions
July 05, 2005
Tim Westrich and Malcolm Bush

This report analyzes the deceptive effect of credit card terms and conditions and how these terms and conditions massively raise the cost of using credit cards and contribute to rising levels of consumer debt.
Barriers to Youth Connections to Work: The Case of Young People in the Low-Income Neighborhood of Caju in Rio de Janeiro
October 16, 2007

Malcolm Bush

This paper takes advantage of an unusually detailed family and youth survey conducted by the Institute for the Study of Work and Society (IETS) in Rio de Janeiro in the low-income community of Caju close to downtown Rio. It describes the weak educational background of Caju youth and some of the reasons for that weakness. The results emphasize the precarious nature of low-income youth’s educational achievements and their attachment to the job market. They also demonstrate the wide variance in youth characteristics even in a single low-income neighborhood.

 

At the Crossroads of Jobs and Environment: Reducing Lead Hazards Through Community Employment
January 12, 1999
Marva Williams and Marti Wiles

Produced under contract with Bethel New Life, this report describes how Bethel developed programs that reduce lead hazards in homes, educated the public about the dangers of lead poisoning, and trained and employed local residents.
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