Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
Produced under contract with Bethel New Life, this report describes how Bethel developed programs that reduce lead hazards in homes, educated the public about the dangers of lead poisoning, and trained and employed local residents.
Uses new CRA data to analyze lending by 50 largest small business lenders in the Chicago area. Ranks lenders by their tendency to lend to lower-income areas and smaller firms in such areas.
The Community Reinvestment Act has brought solid
benefits to a critical part of the Chicago economy -- the multifamily
housing market. Good quality rental housing is essential to the
well-being of low- and moderate-income families in Chicago, and is a
sign of neighborhood stability particularly in neighborhoods where a
high percentage of the housing stock is multifamily.
(A Project by the Credit Union Foundation, Inc.) Documentation of the
Vermont Development Credit Union's Affordable Mortgage Lending Program,
a unique program which combines home purchase counseling with
non-mortgage loan products to assist potential homebuyers become ready
for a mortgage. The program can serve as a model for other lenders
interested in affordable homeownership for lower-income families.
Demonstrates how low-income credit unions (LICUs) have become a growing force in the world of financial institutions, using data collected from the National Credit Union Administration for the years 1990-1996. Highlights LICUs' successful financial management and crucial role in community reinvestment while stressing the need for targeted resources for these institutions.
