Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
Analyzes the diverse impacts and contributions of eight community development credit unions (CDCUs) in different economic, institutional, geographic, and demographic settings. It is designed to help CDCUs develop and implement new community development programs and form collaborations with community organizations, intermediaries, trade associations, and banks.
Advises community development financial institutions on how they can use CRA to attract more resources from banks and thrifts, thereby building scale and increasing their impact in their communities. Recommends ways CRA can improve regulation of community development lending and investments.
This report summarizes an 18-month evaluation of the
affordable payday loan alternative products offered by six community development credit unions. In
addition to describing loan activity, the report identifies the financial and
operational factors that account for the program's success.
This report documents the asset development programs of five community development credit unions and illustrates the several diverse strategies to empower lower-income people to develop modest assets. Case studies include Central Appalachian Peoples FCU, Quitman County FCU, Northeast Community FCU, Progressive Neighborhood FCU, and Zion United Credit Union.
Marva Williams, Principal Investigator
Sarah Duda and Tom Feltner, Co-Authors
This report details the partnership process and lessons learned from a two-year technical assistance program designed to help community organizations partner with mainstream credit unions with the goal of enrolling new lower-income members or expanding an existing partnership. The case studies describing these partnerships identify four strategic areas through which partnerships can be strengthened and the common barriers to developing a successful partnership can be overcome.
