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Research Reports
Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.

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Liquorlining: Liquor Store Concentration and Community Development in Lower-Income Cook County Neighborhoods
January 14, 1997
Ann Maxwell and Daniel Immergluck

Documents the disproportionate concentration of liquor stores in lower-income and African-American neighborhoods in Cook County, Illinois. Also examines efforts and policies in Chicago and around the country to curb excessive liquor store densities in lower-income communities. Makes recommendations to stem the conditions that lead to liquor store over-concentration and blight.
Breaking Down Barriers: Prospects and Policies for Linking Jobs and Residents in the Chicago EZ
November 12, 1996
Daniel Immergluck and Timothy Hilton

Analyzes job patterns in the Chicago Empowerment Zone (EZ), examining demographics of those who work in the EZ, the number of EZ jobs held by EZ residents, and the work locations of EZ residents. The report provides examples of efforts in Chicago and around the country aimed at linking neighborhood residents to nearby jobs and calls for increased attention to the barriers between jobs and residents in low-income urban areas.
Reinvestment Alert #9: Home Lending Surges in Modest-Income Neighborhoods
June 11, 1996
Anna Maria Ortiz and Daniel Immergluck

Finds that lending for home purchases throughout the Chicago area has increased dramatically in recent years, with loan volume up by 50 percent from 1990 to 1994. Loans to low- and moderate-income individuals increased at even higher rates than overall loans, increasingby 85 percent over the same period.
Neighborhood Residents, Neighborhood Jobs I: A Labor Market Analysis of the Nobel Project Area
April 09, 1996
Daniel Immergluck

An analysis comparing the residents of a modest-income urban neighborhood to jobs in and around the neighborhood, utilizing specialized census data showing how many residents work in and around the neighborhood. The study provides evidence supporting the importance to local residents of economic activity in city neighborhoods.
Credit Unions and Communities: Breaking New Ground in Affordable Mortgage Lending
January 09, 1996
Kathryn Tholin

(A Project by the Credit Union Foundation, Inc.) Documentation of the Vermont Development Credit Union's Affordable Mortgage Lending Program, a unique program which combines home purchase counseling with non-mortgage loan products to assist potential homebuyers become ready for a mortgage. The program can serve as a model for other lenders interested in affordable homeownership for lower-income families.
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