Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
This report analyzes data on 504 lending for the
entire nation and for the Chicago metropolitan area to discern whether
this SBA program is serving sound economic development purposes.
This report provides a method for estimating the loan
terms and conditions, default conditions, automobile characteristics, and
borrower demographics of title loans in Illinois
based on Cook County
court cases filed against borrowers in default during 2005. It identifies key
information on the title loan industry necessary to inform the public debate on
how to best apply nationally recognized small loan consumer protections to the Illinois
title loan industry.
Describes historical impact of secondary capital investments on low-income credit unions. Includes detailed case studies of four credit unions that are recipients of secondary capital investments. Offers policy recommendations related to the effectiveness of this investment tool.
(A Project by the Credit Union Foundation, Inc.) Documentation of the
Vermont Development Credit Union's Affordable Mortgage Lending Program,
a unique program which combines home purchase counseling with
non-mortgage loan products to assist potential homebuyers become ready
for a mortgage. The program can serve as a model for other lenders
interested in affordable homeownership for lower-income families.
