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Research Reports
Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.

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Reinvestment Alert #1: Patterns of FHA Lending in Chicago
May 11, 1993

Reinvestment Alert 18: Doing Well While Doing Good: The Growth of Community Development Banking
September 10, 2002
Malcolm Bush and Kimbra Nieman

Utilizing extensive data analysis, this alert shows how community development banks have grown in size and financial strength while at the same time serving their community development mission.


Reinvestment Alert #9: Home Lending Surges in Modest-Income Neighborhoods
June 11, 1996
Anna Maria Ortiz and Daniel Immergluck

Finds that lending for home purchases throughout the Chicago area has increased dramatically in recent years, with loan volume up by 50 percent from 1990 to 1994. Loans to low- and moderate-income individuals increased at even higher rates than overall loans, increasingby 85 percent over the same period.
Financial Services in the Pilsen Community
December 14, 1993
Charlie Adams

This study finds that a number of basic financial services are lacking in Pilsen.  Only two institutions offer checking accounts and only two provide ATM service.  In a community that is 88 percent Latino, only one institution distributes literature in Spanish.  The study also finds that a majority of residents use currency exchanges for their primary financial needs.

Reinvestment Alert #5: Proposed CRA Tests Show Large Mortgage Companies Lacking
February 08, 1994
Lending test under the proposed 1994 CRA rules show that some large Chicago area mortgage companies have poor lending records in low- and moderate-income neighborhoods.
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