Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
This report analyzes home refinance lending in the Chicago area and documents the extreme segmentation of mortgage markets by race and neighborhood. In the last few years, mortgage lending abuses - often called predatory lending - have become an increasingly critical issue for those working to promote community reinvestment and development.
This report documents the asset development programs of five community development credit unions and illustrates the several diverse strategies to empower lower-income people to develop modest assets. Case studies include Central Appalachian Peoples FCU, Quitman County FCU, Northeast Community FCU, Progressive Neighborhood FCU, and Zion United Credit Union.
Examines home lending patterns in the Benton Harbor-St. Joseph area. Identifies possible lending disparities and community credit needs. Highlights ways to improve access to affordable mortgage credit for low-and moderate-income community residents, particularly those in Benton Harbor. Includes recommendations for local planning and action.
Produced under contract with Bethel New Life, this report describes how Bethel developed programs that reduce lead hazards in homes, educated the public about the dangers of lead poisoning, and trained and employed local residents.
Describes how different parts of the Chicago area fared in different industrial sectors from 1991-1996, and determines whether job sprawl has slowed in the 1990s compared to the 1980s. Examines municipal-level employment changes within the region to identify relationships between suburban income and racial demographics and changes in employment levels. The report also lays out key policy implications, focusing on state and federal government.
