Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
A guide for congregations interested in understanding their community investment options, with descriptions of financial and management aspects, as well as social benefits, of different investment options. Examples provided.
This study finds that minorities and lower-income people who use these
"fringe banks" pay higher prices for basic financial services. In
addition to demonstrating the high costs charged by CEs, this Alert
makes recommendations aimed at encouraging greater use of banks by
these CE users, at reducing excessive fees charged by CEs, and at
increasing consumer awareness of the relative costs of financial
services.
This report documents the asset development programs of five community development credit unions and illustrates the several diverse strategies to empower lower-income people to develop modest assets. Case studies include Central Appalachian Peoples FCU, Quitman County FCU, Northeast Community FCU, Progressive Neighborhood FCU, and Zion United Credit Union.
