Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
Describes the double bottom line of socially
responsible investment policies which includes a favorable rate of
return and an investment vehicle that meets certain socially responible
criteria. Contains interviews with staff of Shorebank and the
Calvert Fund.
Lending test under the proposed 1994 CRA rules
show that some large Chicago area mortgage companies have poor lending
records in low- and moderate-income neighborhoods.
The most recently available home mortgage data for
the Chicago region show that refinancing loans were not uniformly
accessible to all residents. As a result, many borrowers,
particularly African-Americans, have not benefited from the refinancing
boom of the 1990's.