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Research Reports
Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.

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Reinvestment Alert #1: Patterns of FHA Lending in Chicago
May 11, 1993

Reinvestment Alert #3: Socially Responsible Investing: Investor Profile and Trends
September 14, 1993
Elise Kroll and Charles Adams

Describes the double bottom line of socially responsible investment policies which includes a favorable rate of return and an investment vehicle that meets certain socially responible criteria.  Contains interviews with staff of Shorebank and the Calvert Fund.
Reinvestment Alert #4: New CRA Regs will Benefit Community Groups by Stressing Objective Measures
February 08, 1994
Malcolm Bush, Kathryn Tholin, and Daniel Immergluck

Describes some of the key features of the proposed 1994 CRA regulation and the advantaages and disadvantages.
Reinvestment Alert #5: Proposed CRA Tests Show Large Mortgage Companies Lacking
February 08, 1994
Lending test under the proposed 1994 CRA rules show that some large Chicago area mortgage companies have poor lending records in low- and moderate-income neighborhoods.
Reinvestment Alert #6: Refinancing Boom Benefits Some, Not Others
May 10, 1994
Jennifer Healey and Daniel Immergluck

The most recently available home mortgage data for the Chicago region show that refinancing loans were not uniformly accessible to all residents.  As a result, many borrowers, particularly African-Americans, have not benefited from the refinancing boom of the 1990's.
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