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Critical Capital: How Secondary Capital Investments Help Low-Income Credit Unions Hit Their Stride

May 14, 2002

Marva Williams

Describes historical impact of secondary capital investments on low-income credit unions. Includes detailed case studies of four credit unions that are recipients of secondary capital investments. Offers policy recommendations related to the effectiveness of this investment tool.

Increasing the Stock of Affordable Housing: The Value of Different Strategies in a Growing Crisis

February 10, 2004

Kimbra Neiman and Malcolm Bush

Evaluates a variety of strategies for tackling the shortage of affordable rental housing, particularly as these strategies would impact small "mom and pop" owners of rental housing. Looks at an "average" cash flow statement of a Chicago owner with a 24 unit building to illustrate the impacts.

Who's Buying Where? A Series on Home Buying and Neighborhood Change in the Chicago Area in the 1990s (Report)

November 13, 2001

Daniel Immergluck and Geoff Smith

The focus of this report is an analysis of changes in home buying in the Chicago area among different income groups.  We compared buyers in 1993 and 1994 (combined) to those in 1999 and 2000 (combined).

Tools for Survival: An Analysis of Financial Literacy Programs for Lower-Income Families

January 11, 2000

Malcolm Bush, Sharyl Hudson, and Katy Jacob

This analysis concludes that current programs reach a small fraction of the population of lower income people. While the variety of training programs currently offered could be improved in a number of ways, the greater challenge is to figure out how to reach significantly more people with more substantive training.

Who's Buying Where? A Series on Home Buying and Neighborhood Change (Maps)

November 13, 2001

Daniel Immergluck and Geoff Smith

Maps supplement to full report.