Files

DocumentsDate added

Reinvestment Alert 19: Community Development Banks Substantially Outscore Other Banks in Serving Low-Income and Minority Communities

January 14, 2003

Malcolm Bush and Geoff Smith

Shows that community development (CD) banks far outperform regular banks in serving low-income and minority communities. Includes extensive data analysis which describes the performance of banks in Chicago. Demonstrates that a considerably higher percent of CD banks' home loans go to lower-income neighborhoods and borrowers than is true for all other lenders. The same pattern is repeated for loans to minority neighborhoods and borrowers.

Evaluating Your Financial Literacy Program: A Practical Guide

October 08, 2002

Katy Jacob

This guide helps community organization's and financial institutions develop methods for evaluating their financial literacy program.

Reinvestment Alert 18: Doing Well While Doing Good: The Growth of Community Development Banking

September 10, 2002

Malcolm Bush and Kimbra Nieman

Utilizing extensive data analysis, this alert shows how community development banks have grown in size and financial strength while at the same time serving their community development mission.

Critical Capital: How Secondary Capital Investments Help Low-Income Credit Unions Hit Their Stride

May 14, 2002

Marva Williams

Describes historical impact of secondary capital investments on low-income credit unions. Includes detailed case studies of four credit unions that are recipients of secondary capital investments. Offers policy recommendations related to the effectiveness of this investment tool.

Rhetoric and Reality: An Analysis of Mainstream Credit Unions' Record of Serving Low-Income People

February 12, 2002

Katy Jacob, Malcolm Bush, and Daniel Immergluck

This report examines the reality of credit unions' claim that they honor the mission stated in the Federal Credit Union Act to meet the savings and credit needs of "persons of modest means." The report also discusses why it is so important that credit unions fulfill this statutory responsibility and how they might do so more effectively in the future.