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Research Reports
Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.

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Reinvestment Alert #11: New Small Business Data Show Loans Going to Higher-Income Neighborhoods in Chicago Area
October 14, 1997
Daniel Immergluck

An analysis of the long-awaited small business loan data released by federal bank regulators shows lower-income census tracts in Chicago area receive fewer loans per business than upper-income areas.
A Lifetime of Assets - Asset Preservation: Trends and Interventions in Asset Stripping Services and
September 26, 2006

Josh Silver and Marva Williams

This paper focuses the increase in high cost consumer and home mortgage debt as a dangerous threat to asset preservation and examines the Consumer Rescue Fund, innovative program administered by the National CommunityReinvestment Coalition (NCRC) that employs several strategies that enable consumers to preserve home ownership in the face of foreclosure by high cost lenders.

Building Community Assets: A Guide to Credit Union Partnerships
October 12, 2004
Marva Williams and Valjean McLenighan

The purpose of this guide is to help community organizations enable their members to join a mainstream credit union and begin building modest assets. Many credit unions offer financial products and services tailored to the needs of low-income people, but mainstream credit unions have not historically reached this population. Partnering with community organizations expands a credit union's membership while giving community organizations the tools to help their members build assets.
Reinvestment Alert 17: CRA Sunshine Rules and You: How Nonprofits Can Avoid Being Left in the Dark
May 09, 2001
Katy Jacob

Describes the reporting and disclosure requirements for non-profit organizations entering into CRA agreements with financial institutions as part of a series of CRA reforms passed as part of the Gramm-Leach-Bliley Act.
Who's Buying Where? The Second of Two Reports on Home Buying and Neighborhood Change (Maps)
February 12, 2002
Daniel Immergluck and Geoff Smith

Maps supplement to full report
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