Indepth analysis of persistant problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
Describes the benefits of collaboration between CDFIs and mainstream
financial institutions; regulatory and legislative opportunities for
building and strengthening such partnerships, and an analysis of the
types of relationships that have evolved in recent years. Detailed case
studies describe how creative partnerships have developed between a
variety of CDFIs and conventional lenders.
Analyzes the diverse impacts and contributions of eight community development credit unions (CDCUs) in different economic, institutional, geographic, and demographic settings. It is designed to help CDCUs develop and implement new community development programs and form collaborations with community organizations, intermediaries, trade associations, and banks.
An analysis of the long-awaited small business loan data released by
federal bank regulators shows lower-income census tracts in Chicago
area receive fewer loans per business than upper-income areas.
This Alert is a call to action for community organizations and others
concerned about the impact of electronic funds transfer (EFT) on
low-income households. It provides a summary of regulations proposed by
the Treasury Department and recommendations on how they can be
improved. An analysis of electronic benefits transfer (EBT) in Illinois
demonstrates why currency exchanges should be prohibited from serving
as EFT access points.
Between 1990 and 1996 there was a large increase
in the number of lower-income home buyers in the Chicago region. This
good news is tempered by the facts of where these households were able
to purchase homes. Most of them bought in Chicago and suburban Cook
County. Unless lower-income buyers have a choice of homes throughout
the six-county region, they will not gain the full benefits of
homeownership.
