Woodstock
subprime lending and foreclosure research presented at an informal meeting of
the Illinois General Assembly Democratic Caucus to reaffirm support for, and
assess the progress of, the implementation of the Illinois Predatory Lending
Database Pilot Program or HB4050.
Presentation made to Western Illinois University's 2006 Ethics Day conference. Describes Woodstock Institute's research and policy development activities for three key fair finance problems: lack of access to mainstream financial accounts, predatory mortgage lending, and payday lending.
This presentation, presented at the 2006 CFED conference, presents findings from a recent Woodstock Institute/NCRC report framing consumer and home mortgage
debt as a dangerous threat to asset preservation. It also examines the
Consumer Rescue Fund, an innovative program administered by the National
Community Reinvestment Coalition (NCRC) that employs several strategies
that enable consumers to preserve home ownership in the face of
foreclosure by high cost lenders.
Presentation made to the Asset Funders Network as part of their December 2005 launch meeting. The presentation includes an overview of Woodstock Institute and other organizations' research on the lack of affordable consumer emergency credit, as well as policy recommendations designed to help lower-income households avoid high-cost debt and build assets.
