This presentation, presented at the 2006 CFED conference, presents findings from a recent Woodstock Institute/NCRC report framing consumer and home mortgage
debt as a dangerous threat to asset preservation. It also examines the
Consumer Rescue Fund, an innovative program administered by the National
Community Reinvestment Coalition (NCRC) that employs several strategies
that enable consumers to preserve home ownership in the face of
foreclosure by high cost lenders.
Presentation made to Western Illinois University's 2006 Ethics Day conference. Describes Woodstock Institute's research and policy development activities for three key fair finance problems: lack of access to mainstream financial accounts, predatory mortgage lending, and payday lending.
Woodstock
subprime lending and foreclosure research presented at an informal meeting of
the Illinois General Assembly Democratic Caucus to reaffirm support for, and
assess the progress of, the implementation of the Illinois Predatory Lending
Database Pilot Program or HB4050.
Presentation made to the Masters of Community Development program at
North Park University on the proliferation of high cost finance in
lower-income and minority communities and how research and advocacy
organizations help shape the debate on appropriately
priced-alternatives.