Presentation made to the Neighborhood Funders Group as part of their 2005 conference Diverse Voices, Values, and Traditions: Philanthropy in the 21st Century.The presentation includes information the unbanked immigrant community, the use of remmitances, and the opportunities to engage the immigrant community in the financial mainstream.
Woodstock Institute's CRA 101: Tools for Improving Community Development Lending, Services and Investments is a training guide to using the Community Reinvestment Act for community organizations. The guide is designed to inform community development practioners at the local level and give them the tools they need to work with banks to increase access to credit and financial services in their communities.
Presentation made to the Asset Funders Network as part of their December 2005 launch meeting. The presentation includes an overview of Woodstock Institute and other organizations' research on the lack of affordable consumer emergency credit, as well as policy recommendations designed to help lower-income households avoid high-cost debt and build assets.
This presentation, presented at the 2006 CFED conference, presents findings from a recent Woodstock Institute/NCRC report framing consumer and home mortgage
debt as a dangerous threat to asset preservation. It also examines the
Consumer Rescue Fund, an innovative program administered by the National
Community Reinvestment Coalition (NCRC) that employs several strategies
that enable consumers to preserve home ownership in the face of
foreclosure by high cost lenders.
