Presentation made as part of the Federal Deposit Insurance Corporation's September 2005 conference Meeting the Need: Affordable, Responsible Short-Term Credit. Drawing from several recent Woodstock research publications, the presentation shows the high costs associated with traditional payday lending, "bounce" protection, and credit cards.
Presentation made to the Neighborhood Funders Group as part of their 2005 conference Diverse Voices, Values, and Traditions: Philanthropy in the 21st Century.The presentation includes information the unbanked immigrant community, the use of remmitances, and the opportunities to engage the immigrant community in the financial mainstream.
This presentation, presented at the 2006 CFED conference, presents findings from a recent Woodstock Institute/NCRC report framing consumer and home mortgage
debt as a dangerous threat to asset preservation. It also examines the
Consumer Rescue Fund, an innovative program administered by the National
Community Reinvestment Coalition (NCRC) that employs several strategies
that enable consumers to preserve home ownership in the face of
foreclosure by high cost lenders.
