Presentation made at the Illinois State University Stevenson Center for Community and Economic Development conference entitled Micro-credit: An Alternative to Predatory Lending. The presentation lays out the features of many of the most
popular forms of high cost emergency credit available to Illinois
borrowers.It continues by examining why
these types of loans are attractive options for many borrowers despite their
high cost and potentially predatory features and considers the possible
community development impacts of this type of lending when it is concentrated
in lower-income communities.Finally, it
discusses several forms of consumer credit that may serve as lower cost
alternatives.
Presentation made at the Illinois Attorney General's Homeownership Preservation Summit describing recent national and regional subprime lending and foreclosure trends.
Presentation made to the 10th Congressional District Mortgage Roundtable detailing high risk lending and foreclosure patterns in North Cook and Lake counties.
Presentation on mortgage lending and foreclosure patterns in Chicago neighborhoods at City of Chicago Department of Housing's 5 Year Plan advisory group meeting.
