Presentation made to the Neighborhood Funders Group as part of their 2005 conference Diverse Voices, Values, and Traditions: Philanthropy in the 21st Century.The presentation includes information the unbanked immigrant community, the use of remmitances, and the opportunities to engage the immigrant community in the financial mainstream.
Woodstock Institute's CRA 101: Tools for Improving Community Development Lending, Services and Investments is a training guide to using the Community Reinvestment Act for community organizations. The guide is designed to inform community development practioners at the local level and give them the tools they need to work with banks to increase access to credit and financial services in their communities.
Presentation made as part of the Federal Deposit Insurance Corporation's September 2005 conference Meeting the Need: Affordable, Responsible Short-Term Credit. Drawing from several recent Woodstock research publications, the presentation shows the high costs associated with traditional payday lending, "bounce" protection, and credit cards.
Presentation made to the Consumer Federation of America as part of their November 2005 Second Annual Payday Loan Advocates’ Summit. The presentation includes descriptions of several payday loan alternatives offered by community development and mainstream credit unions.
Presentation made to the Asset Funders Network as part of their December 2005 launch meeting. The presentation includes an overview of Woodstock Institute and other organizations' research on the lack of affordable consumer emergency credit, as well as policy recommendations designed to help lower-income households avoid high-cost debt and build assets.
