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Presentations
Presentations made by Woodstock Institute staff, including conference presentations and presentations made to nonprofits and policymakers.
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Woodstock Institute
Woodstock Institute's CRA 101: Tools for Improving Community Development Lending, Services and Investments is a training guide to using the Community Reinvestment Act for community organizations. The guide is designed to inform community development practioners at the local level and give them the tools they need to work with banks to increase access to credit and financial services in their communities. This presentation is designed to facilitate a discussion with community organizations on the benefits of CRA, and help prepare written comments, oral testimony, or answer questions on why CRA modernization is necessary to their organization's community investment mission. Tom Feltner Presentation made to the 10th Congressional District Mortgage Roundtable detailing high risk lending and foreclosure patterns in North Cook and Lake counties.
Geoff Smith
Presentation on mortgage lending and foreclosure patterns in Chicago neighborhoods at City of Chicago Department of Housing's 5 Year Plan advisory group meeting.
Presentation made to the Consumer Federation of America as part of their November 2005 Second Annual Payday Loan Advocates’ Summit. The presentation includes descriptions of several payday loan alternatives offered by community development and mainstream credit unions.
Presentation made to the Asset Funders Network as part of their December 2005 launch meeting. The presentation includes an overview of Woodstock Institute and other organizations' research on the lack of affordable consumer emergency credit, as well as policy recommendations designed to help lower-income households avoid high-cost debt and build assets.
Geoff Smith
Presentation made at the Illinois Attorney General's Homeownership Preservation Summit describing recent national and regional subprime lending and foreclosure trends. Tom Feltner Presentation made at the Illinois State University Stevenson Center for Community and Economic Development conference entitled Micro-credit: An Alternative to Predatory Lending. The presentation lays out the features of many of the most popular forms of high cost emergency credit available to Illinois borrowers. It continues by examining why these types of loans are attractive options for many borrowers despite their high cost and potentially predatory features and considers the possible community development impacts of this type of lending when it is concentrated in lower-income communities. Finally, it discusses several forms of consumer credit that may serve as lower cost alternatives.
Tom Feltner Presentation made to the Masters of Community Development program at North Park University on the proliferation of high cost finance in lower-income and minority communities and how research and advocacy organizations help shape the debate on appropriately priced-alternatives. Tom Feltner Presentation made to North Park University discussing subprime lending and foreclosure trends. |
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