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Expert Testimony
Woodstock staff is regularly invited to present expert testimony before the local, state, and federal legislature, as well as regulator agencies.
DocumentsDate addedTestimony of Dory Rand, Woodstock Institute president, before the U.S. House of Representatives, Committee on Financial Services in support of the implementation of Dodd-Frank Act. This testimony was presented during a field hearing held in Chicago, Illinois entitled "Regulatory Reform: Examining How New Regulations are Impacting Financial Institutions, Small Business, and Consumers in Illinois." Discusses the types of financial institutions that should have reinvestment responsibilities and the geographies where those responsibilities are assessed. Also includes recommendations to improve the services test portion of the CRA and improve the ratings and incentive structure of the CRA.
Testimony of Tom Feltner, vice president of Woodstock Institute, addressing upfront fees and credit products such as overdraft protection or payday loan-like deposit advances for general purpose reloadable cards. 
Subprime Lending - Defining the Market and its Customers: Testimony to the U.S. House of Reps.
03/24/2004
Geoff Smith, Woodstock Institute project director,
discusses Woodstock Institute's research documenting the relationship
between concentrated subprime lending and neighborhood foreclosures.
Developing Opportunities for Affordable Lifeline Banking: Testimony Before the U.S. Senate
05/02/2002
Marva Williams, Woodstock Institute Senior Vice
President before the U.S. Senate Committee on Banking, Housing, and
Urban Affairs discussing the development of affordable transaction
accounts to help lower income people access the financial
mainstream. |
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