Marva Williams, Woodstock Institute Senior Vice President, testifies before the Chicago City Council Committee on Finance on the impact of the proposed merger of Bank One and JP Morgan Chase.  Her testimony includes a summary of Bank One's previous CRA agreement and the new Memorandum of Understanding of Community Reinvestment Goals.

Geoff Smith, Woodstock Institute project director, discusses Woodstock Institute's research documenting the relationship between concentrated subprime lending and neighborhood foreclosures.

Testimony of Geoff Smith, Woodstock Institute research associate, to the Illinois Office of Banks and Real Estate on several proposed changes.  Woodstock opposes changes to the regulation of high risk loans because the changes do not add any substantive protections.  Woodstock supports the proposed licensing changes and the increase in the net worth requirements for mortgage lenders and brokers.

Marva Williams, Woodstock Institute Senior Vice President before the U.S. Senate Committee on Banking, Housing, and Urban Affairs discussing the development of affordable transaction accounts to help lower income people access the financial mainstream. 

Woodstock President Malcolm Bush argues that the State Farm application will establish a critical precedent for the terms under which insurance companies enter the banking business and in this case seriously violates the letter and intent of the CRAand its regulations.