Downloads | Policy and Regulation

Expert Testimony

Woodstock staff is regularly invited to present expert testimony before the local, state, and federal legislature, as well as regulator agencies.

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Testimony of Tom Feltner before the Consumer Financial Protection Bureau in favor of increased consumer protections for general purpose reloadable cards 05/23/2012

Testimony of Tom Feltner, vice president of Woodstock Institute, addressing deposit insurance, access to mainstream financial products, and credit products such as overdraft protection or payday loan-like deposit advances for general purpose reloadable cards.

Testimony of Tom Feltner before the Illinois Senate Commerce Committee in favor of increased consumer protections for general purpose reloadable cards 03/23/2012

Testimony of Tom Feltner, vice president of Woodstock Institute, addressing upfront fees and credit products such as overdraft protection or payday loan-like deposit advances for general purpose reloadable cards.

Testimony of Dory Rand before the U.S. House of Representatives, Committee on Financial Services in support of the implementation of Dodd-Frank Act. 12/05/2011

Testimony of Dory Rand, Woodstock Institute president, before the U.S. House of Representatives, Committee on Financial Services in support of the implementation of Dodd-Frank Act. This testimony was presented during a field hearing held in Chicago, Illinois entitled "Regulatory Reform: Examining How New Regulations are Impacting Financial Institutions, Small Business, and Consumers in Illinois."

Testimony of Spencer Cowan before the Illinois General Assembly State Government Administration Committee on HB 4497, Illinois Automatic IRA Act of 2012 04/24/2012

Testimony of Spencer Cowan, vice president of Woodstock Institute, on access to employment-based retirement savings plans in Illinois.

Testimony of Woodstock Institute Vice President Tom Feltner to the Chicago City Council on the impact of abandoned foreclosed properties 07/21/2011

Testimony of Woodstock Institute Vice President Tom Feltner to Illinois Commission on the Elimination of Poverty on the wealth stripping effects of tax refund anticipation loans 09/08/2011

Testimony of Tom Feltner before the Cook County Board of Commissioners in favor of maintenance requirements for vacant properties in foreclosure 12/13/2011

Testimony to the Illinois OBRE regarding changes to the Residential Mortgage Licensee Act 03/05/2003

Testimony of Geoff Smith, Woodstock Institute research associate, to the Illinois Office of Banks and Real Estate on several proposed changes. Woodstock opposes changes to the regulation of high risk loans because the changes do not add any substantive protections. Woodstock supports the proposed licensing changes and the increase in the net worth requirements for mortgage lenders and brokers.

Testimony of Tom Feltner Before the Finance Committee of the City Council of Chicago on Access to Basic, Low-Cost Transaction Accounts 02/08/2011

Vice President Tom Feltner testifies before the Finance Committee of the City Council of Chicago on the need to preserve access to basic, low-cost transaction accounts and proposes a citywide CRA commitment.

Testimony of Senior Vice President Geoff Smith to the Housing Committee of the Illinois House of Representatives on Ways to Increase Servicer Accountability 03/23/2011

Senior Vice President Geoff Smith testifies before the Housing Committee of the Illinois House of Representatives on the issue of "red flag" properties and servicer accountability.

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