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Fact Sheets
Short reports on critical community development issues, designed for wide distribution to a variety of community reinvestment audiences.

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Refund Anticipation Loan Lending in the Chicago Region
February 02, 2007

Tom Feltner

Describes the distribution of refund anticipation loan lending in the Chicago region using 2003 IRS tax preparation data - the most recent available.  Also provides information on recent innovations in the income tax loan industry such as the holiday and paystub loan. 

Regulating Payday Loans - How Does The Illinois Payday Loan Reform Act Compare to Other States
February 15, 2005
Tom Feltner

Provides a state-by-state comparison of key consumer protections included in payday lending legilstation and regulation and compares to the consumer protections offered by H.B. 1100 developed by Woodstock Institute and the Monsignor John Egan Campaign for Payday Loan Reform.
Woodstock Analysis of HB 4050 Pilot Area Lending and Foreclosure Patterns
October 13, 2006

Geoff Smith

Analysis of HB 4050 pilot area lending and foreclosure patterns.

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