Describes the distribution of refund anticipation loan lending in the Chicago region using 2003 IRS tax preparation data - the most recent available. Also provides information on recent innovations in the income tax loan industry such as the holiday and paystub loan.
Provides a state-by-state comparison of key consumer protections included in payday lending legilstation and regulation and compares to the consumer protections offered by H.B. 1100 developed by Woodstock Institute and the Monsignor John Egan Campaign for Payday Loan Reform.