Provides a state-by-state comparison of key consumer protections included in payday lending legilstation and regulation and compares to the consumer protections offered by H.B. 1100 developed by Woodstock Institute and the Monsignor John Egan Campaign for Payday Loan Reform.
Describes the distribution of refund anticipation loan lending in the Chicago region using 2003 IRS tax preparation data - the most recent available. Also provides information on recent innovations in the income tax loan industry such as the holiday and paystub loan.
Woodstock Institute will host the Chicago premiere of the new documentary Maxed Out
which exposes the absurdities and contradications of the modern
financial system and how they have contributed the record level of
household debt. The premiere, hosted by Chicago Public Radio's Steve
Edwards of "Eight Forty-Eight," will include a panel of national
experts on the debt crisis, including Nickel and Dimed: On (Not) Getting by in America author
Barbara Ehrenreich and director James Scurlock. Local organizations
will also be on hand to discuss what they are doing to help put working
families' finances back on track.
Guide to Economic Indicators is a reference to key facts and metrics critical to community development. The guide contains hundreds of facts on consumer assets, spending patterns, international remittances, retirement savings, pensions, Social Security, the community development financial institutions industry, credit card debt, payday lending, predatory mortgage lending, and the Community Reinvestment Act.
