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Fact Sheets
Short reports on critical community development issues, designed for wide distribution to a variety of community reinvestment audiences.

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Bibliography: Alternative Depository Institutions
August 18, 2004
Marva Williams and Tim Westrich

This bibliography contains complete citations for research and resources related to alternative depository institutions including: community development banks, community development credit unions, low income credit unions and mainstream credit unions.
Comparing the Cost of Short Term Credit Before and After the Monsignor John Egan Payday Loan Reform
June 13, 2006

Tom Feltner

Uses data from the Veritec Solutions February 2006 report on Illinois lending under the Payday Loan Reform Act and data collected by the Monsignor John Egan Campaign for Payday Loan Reform in 2004 to calculate the success of the act in reducing the cost of traditional payday loans and the high cost of new installment loans designed to evade the protections provided by the act.

CRA Coalition Illinois Refund Anticipation Loan Fact Sheet
October 04, 2006

Marva Williams

 

Fact sheet describing the impact of high cost refund anticipation lending on lower-income and minority communities.

Guide to Economic Indicators
April 12, 2005
Guide to Economic Indicators is a reference to key facts and metrics critical to community development.  The guide contains hundreds of facts on consumer assets, spending patterns, international remittances, retirement savings, pensions, Social Security, the community development financial institutions industry, credit card debt, payday lending, predatory mortgage lending, and the Community Reinvestment Act.
Maxed Out: Chicago Premiere Save the Date
January 08, 2007
Woodstock Institute will host the Chicago premiere of the new documentary Maxed Out which exposes the absurdities and contradications of the modern financial system and how they have contributed the record level of household debt.  The premiere, hosted by Chicago Public Radio's Steve Edwards of "Eight Forty-Eight," will include a panel of national experts on the debt crisis, including Nickel and Dimed: On (Not) Getting by in America author Barbara Ehrenreich and director James Scurlock.  Local organizations will also be on hand to discuss what they are doing to help put working families' finances back on track.
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