Files

DocumentsDate added

Comment letter requesting a public hearing for Republic Bancorp’s application for a charter conversion from a bank holding company to a savings and loan holding company

September 10, 2008

This comment letter was submitted to formally request a public meeting so that community groups and customers unable to submit a written comment will have the chance to raise their objections to Republic’s business practices and to the requested change in charter. This wider participation will help to rectify the inadequacy of written comments to express the widespread concern about the negative impact of Republic’s refund anticipation lending on lower income people.

Woodstock Institute testimony requesting the Federal Reserve Board to require a public action plan to address problem loans before approving the acquisition of Countrywide Financial by Bank of America

April 22, 2008

Woodstock Institute testimony requesting the Federal Reserve Board to require a public action plan to address problem loans before approving the acquisition of Countrywide Financial by Bank of America.

Comment letter requesting a public hearing and extension of the public comment period for Bank of America’s application to acquire LaSalle Bank

July 02, 2007

Woodstock Institute comment letter requesting a public hearing and extension of the public comment period for Bank of America Corporation’s application to acquire ABN AMRO North America Holding Company (including the LaSalle Banks)

Comment letter on the proposed 2005 acquisition of MBNA Corporation by Bank of America

August 26, 2005

Woodstock Institute requests an extended public comment period and exhaustive review of the combine banks deposits on the grounds that the proposed merger would violate the 10 percent limit on domestic deposits under the Reigle-Neil Act.  Woodstock also requests a thorough review of the deceptive effect of credit card rate structures, fees, terms, and conditions offered by both financial institutions.

Comment letter on the proposed 2004 acquisition of Charter One Bank by Citizens Financial Group

June 17, 2004

Comment letter on the proposed 2004 acquisition of Charter One Bank by Citizens Financial Group, a subsidiary of Royal Bank of Scotland.  Woodstock Institute recognizes Charter One's improvement under the five year CRA agreement with the Chicago CRA Coalition and encourages the new bank to reduce its dependence on purchased loans for CRA purposes.