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Research Reports Indepth analysis of persistent problems in the field of community development. Woodstock's research reports contribute to the body of knowledge used by policymakers and community development practitioners.
DocumentsDate added
Partners in Community Building: Mainstream and Community Development Financial Institutions
06/10/1997
Kathryn Tholin and Valjean McLenighan
Describes the benefits of collaboration between CDFIs and mainstream
financial institutions; regulatory and legislative opportunities for
building and strengthening such partnerships, and an analysis of the
types of relationships that have evolved in recent years. Detailed case
studies describe how creative partnerships have developed between a
variety of CDFIs and conventional lenders.
Marva Williams
Demonstrates how low-income credit unions (LICUs) have become a growing force in the world of financial institutions, using data collected from the National Credit Union Administration for the years 1990-1996. Highlights LICUs' successful financial management and crucial role in community reinvestment while stressing the need for targeted resources for these institutions. This report found that much of South Suburban Cook County, McHenry County, and parts of Northwest Will County have gaps in foreclosure counseling services. Even in areas where several agencies actively provide foreclosure prevention counseling, four out of every five new foreclosure cases in 2008 did not access counseling services. 
Neighborhood Residents, Neighborhood Jobs I: A Labor Market Analysis of the Nobel Project Area
04/09/1996
Daniel Immergluck
An analysis comparing the residents of a modest-income urban
neighborhood to jobs in and around the neighborhood, utilizing
specialized census data showing how many residents work in and around
the neighborhood. The study provides evidence supporting the importance
to local residents of economic activity in city neighborhoods.
Dan Immergluck
Ann Maxwell and Daniel Immergluck
Documents the disproportionate concentration of liquor stores in lower-income and African-American neighborhoods in Cook County, Illinois. Also examines efforts and policies in Chicago and around the country to curb excessive liquor store densities in lower-income communities. Makes recommendations to stem the conditions that lead to liquor store over-concentration and blight.
Kathryn Tholin
A guide for congregations interested in understanding their community investment options, with descriptions of financial and management aspects, as well as social benefits, of different investment options. Examples provided. Geoff Smith and Sarah Duda
Woodstock Institute previously reported that the number of foreclosed properties reverting to bank ownership, or becoming Real Estate Owned (REO), in the Chicago region increased dramatically between 2005 and 2007.i These types of properties are of particular concern because they are likely to sit vacant until banks are able to transfer them to an owner who is able to put them back into productive use.
Geoff Smith and Sarah Duda The following report illustrates the relationship between foreclosures and vacant properties in the City of Chicago. It combines data from the City of Chicago on vacant and potentially vacant buildings with data on foreclosure filings, completed foreclosure auctions, and property transfers to better understand the number of vacant properties that have at some point been part of the foreclosure process. It identifies a group of “red flag” properties which are troubled vacant properties where a foreclosure has been filed, but no outcome has been reached. The report also identifies a group of lender-owned, foreclosed properties that are most likely vacant and not in compliance with the City of Chicago’s vacant building regulations. The report ends with policy recommendations to address problems associated with troubled, vacant foreclosures. Included are appendices of troubled, foreclosed vacant properties by Chicago community area and ward. Press release | Fact sheet | Briefing (mp3)
Key Trends in Chicago Area Mortgage Lending: Analysis of Data From the 2004 Chicago Area Community
03/28/2006
Geoff Smith
This analysis of Chicago area mortgage lending is intended as a companion piece to Woodstock Institute’s 2004 Chicago Area Community Lending Fact Book. It is meant to help put the mortgage lending data found in the Fact Book in a broader regional context. The first section analyzes regional trends in home purchase lending with a focus on changes in home buying patterns between 1999 and 2004. The second section focuses on patterns of high cost lending and foreclosures in the region.
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