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Presentations
Presentations made by Woodstock Institute staff, including conference presentations and presentations made to nonprofits and policymakers.
DocumentsDate addedTom Feltner Presentation made at the Illinois State University Stevenson Center for Community and Economic Development conference entitled Micro-credit: An Alternative to Predatory Lending. The presentation lays out the features of many of the most popular forms of high cost emergency credit available to Illinois borrowers. It continues by examining why these types of loans are attractive options for many borrowers despite their high cost and potentially predatory features and considers the possible community development impacts of this type of lending when it is concentrated in lower-income communities. Finally, it discusses several forms of consumer credit that may serve as lower cost alternatives.
Malcolm Bush and Geoff Smith Woodstock subprime lending and foreclosure research presented at an informal meeting of the Illinois General Assembly Democratic Caucus to reaffirm support for, and assess the progress of, the implementation of the Illinois Predatory Lending Database Pilot Program or HB4050. Geoff Smith
Presentation made at the Illinois Attorney General's Homeownership Preservation Summit describing recent national and regional subprime lending and foreclosure trends.
Presentation made to the Neighborhood Funders Group as part of their 2005 conference Diverse Voices, Values, and Traditions: Philanthropy in the 21st Century.The presentation includes information the unbanked immigrant community, the use of remmitances, and the opportunities to engage the immigrant community in the financial mainstream.
Woodstock Institute
Woodstock Institute's CRA 101: Tools for Improving Community Development Lending, Services and Investments is a training guide to using the Community Reinvestment Act for community organizations. The guide is designed to inform community development practioners at the local level and give them the tools they need to work with banks to increase access to credit and financial services in their communities.
Tom Feltner and Spencer Cowan are joined by Liza Caton of the Northwest Side Housing Center to discuss the growing percentage of conventional and FHA foreclosures, and foreclosures among longer-tenured homeowners in the Chicago region.
In this briefing, Research and Project Associate Sarah Duda discusses foreclosure trends in the first half of 2011. Policy and Communications Associate Katie Buitrago discusses policy recommendations related to longer foreclosure process times.
Tom Feltner and Spencer Cowan of Woodstock Institute are joined by Lucy Mullany of the Illinois Asset Building Group to discuss the housing and wealth creation implications of concentrated negative equity in the Chicago region communities of color.
Senior Vice President Geoff Smith discusses the findings and recommendations of "Paying More for the American Dream V: The Persistence and Evolution of the Dual Mortgage Market."
Senior Vice President Geoff Smith and the Chicago Reporter's Megan Cottrell discusses the findings and recommendations of "Paying More for the American Dream V: The Persistence and Evolution of the Dual Mortgage Market."
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