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Presentations
Presentations made by Woodstock Institute staff, including conference presentations and presentations made to nonprofits and policymakers.
DocumentsDate addedTom Feltner Presentation made to the 10th Congressional District Mortgage Roundtable detailing high risk lending and foreclosure patterns in North Cook and Lake counties. Geoff Smith
Presentation made at the Illinois Attorney General's Homeownership Preservation Summit describing recent national and regional subprime lending and foreclosure trends. Tom Feltner Presentation made at the Illinois State University Stevenson Center for Community and Economic Development conference entitled Micro-credit: An Alternative to Predatory Lending. The presentation lays out the features of many of the most popular forms of high cost emergency credit available to Illinois borrowers. It continues by examining why these types of loans are attractive options for many borrowers despite their high cost and potentially predatory features and considers the possible community development impacts of this type of lending when it is concentrated in lower-income communities. Finally, it discusses several forms of consumer credit that may serve as lower cost alternatives.
Tom Feltner Presentation made to the Masters of Community Development program at North Park University on the proliferation of high cost finance in lower-income and minority communities and how research and advocacy organizations help shape the debate on appropriately priced-alternatives. Tom Feltner Presentation made to North Park University discussing subprime lending and foreclosure trends.
Malcolm Bush and Geoff Smith Woodstock subprime lending and foreclosure research presented at an informal meeting of the Illinois General Assembly Democratic Caucus to reaffirm support for, and assess the progress of, the implementation of the Illinois Predatory Lending Database Pilot Program or HB4050.
Tom Feltner Presentation made to Western Illinois University's 2006 Ethics Day conference. Describes Woodstock Institute's research and policy development activities for three key fair finance problems: lack of access to mainstream financial accounts, predatory mortgage lending, and payday lending. 
A Lifetime of Assets - Asset Preservation: Trends and Interventions in Asset Stripping Services and
09/22/2006
Marva Williams
This presentation, presented at the 2006 CFED conference, presents findings from a recent Woodstock Institute/NCRC report framing consumer and home mortgage
debt as a dangerous threat to asset preservation. It also examines the
Consumer Rescue Fund, an innovative program administered by the National
Community Reinvestment Coalition (NCRC) that employs several strategies
that enable consumers to preserve home ownership in the face of
foreclosure by high cost lenders.
Presentation made to the Asset Funders Network as part of their December 2005 launch meeting. The presentation includes an overview of Woodstock Institute and other organizations' research on the lack of affordable consumer emergency credit, as well as policy recommendations designed to help lower-income households avoid high-cost debt and build assets.
Presentation made to the Consumer Federation of America as part of their November 2005 Second Annual Payday Loan Advocates’ Summit. The presentation includes descriptions of several payday loan alternatives offered by community development and mainstream credit unions. |
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