|
|
Fact Sheets
Short reports on critical community development issues, designed for wide distribution to a variety of community reinvestment audiences.
DocumentsDate addedThis policy brief summarizes the Consumer Financial Protection Bureau's authorities in the absence of a confirmed director. This fact sheet highlights findings and recommendations from "Bridging the Gap II: Examining Trends and Patterns of Personal Bankruptcy in Cook County’s Communities of Color." The report found that women make up a larger share of individual bankruptcy filers in all communities, and a dramatically larger share in African American communities, than men do. Additionally, bankruptcy filers in African-American communities are more than twice as likely as filers in predominantly white communities to choose Chapter 13 bankruptcy. This fact sheet highlights the findings of a report that examines employment data and estimated retirement plan sponsorship rates in Illinois and identifies the number of Illinois employees who likely do not have access to employment-based retirement savings plans. It also describes the basic principles that are essential to expanding access to employment-based retirement savings plans.
Woodstock Institute will host the Chicago premiere of the new documentary Maxed Out
which exposes the absurdities and contradications of the modern
financial system and how they have contributed the record level of
household debt. The premiere, hosted by Chicago Public Radio's Steve
Edwards of "Eight Forty-Eight," will include a panel of national
experts on the debt crisis, including Nickel and Dimed: On (Not) Getting by in America author
Barbara Ehrenreich and director James Scurlock. Local organizations
will also be on hand to discuss what they are doing to help put working
families' finances back on track.
Guide to Economic Indicators is a reference to key facts and metrics critical to community development. The guide contains hundreds of facts on consumer assets, spending patterns, international remittances, retirement savings, pensions, Social Security, the community development financial institutions industry, credit card debt, payday lending, predatory mortgage lending, and the Community Reinvestment Act.
This fact sheet examines patterns in credit scores in New York City. The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in New York City. The fact sheet summarizes several policy recommendations to improve economic opportunity for people and communities impacted by low credit scores. This fact sheet outlines findings from the report "Bridging the Gap: Credit Scores and Economic Opportunity in Illinois Communities of Color." The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in Illinois, as well as between large metropolitan and rural areas in Illinois. The fact sheet summarizes several policy recommendations to improve economic opportunity for people and communities impacted by low credit scores.
This fact sheet outlines Woodstock Institute's concerns with Capital One's proposed acquisition of ING Direct. These concerns include the institutions' unsatisfactory records of meeting community needs and potential for systemic risk. This fact sheet highlights findings and recommendations from "Struggling to Stay Afloat: Negative Equity in Communities of Color in the Chicago Six County Region." It finds that negative equity is disproportionately concentrated in the Chicago region’s African American, Latino, and majority minority neighborhoods, and that borrowers in communities of color have much lower equity than do borrowers in predominantly white communities.
Marva Williams
Fact sheet describing the impact of high cost refund anticipation lending on lower-income and minority communities. |
|
||
|
|
|||
|