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Fact Sheets
Short reports on critical community development issues, designed for wide distribution to a variety of community reinvestment audiences.
DocumentsDate addedThis fact sheet highlights the findings of a report that examines employment data and estimated retirement plan sponsorship rates in Illinois and identifies the number of Illinois employees who likely do not have access to employment-based retirement savings plans. It also describes the basic principles that are essential to expanding access to employment-based retirement savings plans. This fact sheet highlights findings and recommendations from "Struggling to Stay Afloat: Negative Equity in Communities of Color in the Chicago Six County Region." It finds that negative equity is disproportionately concentrated in the Chicago region’s African American, Latino, and majority minority neighborhoods, and that borrowers in communities of color have much lower equity than do borrowers in predominantly white communities. A summary of the provisions in the Cook County Vacant Buildings Ordinance and 2011 changes to the City of Chicago's Vacant Buildings Ordinance. This fact sheet examines patterns in credit scores in New York City in 2007. The fact sheet explains how credit scores are used and describes sharp disparities in credit characteristics between communities of color and white communities in New York City in 2007. This is an addendum to a previously released fact sheet on credit scores in New York City.
Marva Williams and Tim Westrich
This bibliography contains complete citations for research and resources related to alternative depository institutions including: community development banks, community development credit unions, low income credit unions and mainstream credit unions.
This policy brief summarizes the Consumer Financial Protection Bureau's authorities in the absence of a confirmed director.
Woodstock Institute will host the Chicago premiere of the new documentary Maxed Out
which exposes the absurdities and contradications of the modern
financial system and how they have contributed the record level of
household debt. The premiere, hosted by Chicago Public Radio's Steve
Edwards of "Eight Forty-Eight," will include a panel of national
experts on the debt crisis, including Nickel and Dimed: On (Not) Getting by in America author
Barbara Ehrenreich and director James Scurlock. Local organizations
will also be on hand to discuss what they are doing to help put working
families' finances back on track.
Geoff Smith
Analysis of HB 4050 pilot area lending and foreclosure patterns.
Marva Williams
Fact sheet describing the impact of high cost refund anticipation lending on lower-income and minority communities. 
Comparing the Cost of Short Term Credit Before and After the Monsignor John Egan Payday Loan Reform
06/13/2006
Tom Feltner Uses data from the Veritec Solutions February 2006 report on Illinois lending under the Payday Loan Reform Act and data collected by the Monsignor John Egan Campaign for Payday Loan Reform in 2004 to calculate the success of the act in reducing the cost of traditional payday loans and the high cost of new installment loans designed to evade the protections provided by the act. |
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