This letter comments on Sallie Mae Bank’s performance under the Community Reinvestment Act. The letter urges the FDIC to hold Sallie Mae Bank accountable for poor lending and banking practices. The Community Reinvestment Act requires banks to work with low- to moderate-income communities to ensure their financial needs are being met. However, Sallie Mae Bank’s affiliation with “non-traditional” private student loans and harmful campus prepaid debit cards are leaving student consumers at risk. Sallie Mae Bank's limited CRA assessment area and history of failing all CRA evaluations highlights the need to modernize and update CRA.