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Sweeping, important, and positive changes to the ways in which financial markets are regulated
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Consumer protections defeated in House Executive Committee - lenders stall efforts to stop usury in Illinois
Disclosure needed for basic banking, says new report Regulators should tap existing bank data to measure how banks serve low-wealth consumers
Senate passes credit card reform, Obama hopes to sign by end of May
1Q foreclosure data shows shift to suburbs, Chicago’s communities of color still reeling
Woodstock's Dory Rand calls for credit card reforms on WTTW's Chicago Tonight
Community stakeholders ask the next big question–when will lending and investment in low-wealth communities pick up?
Wall Street Journal op-ed misses the mark on CRA
After stress tests, need for transparency, accountability and oversight of financial products
CRA successes demonstrate need for future commitments
Without CRA, crisis could have been worse says new Fed report
Illinois Treasurer adopts community reinvestment policy for state depositories
Senator Durbin announces Financial Products Safety Commission
Numbers don't support claims of CRA critics
Credit card bill clears another hurdle
Colbert Spoofs Gutierrez and the Payday Loan Reform Act of 2009
Frank’s federal anti-predatory lending bill not strong enough
Woodstock Institute honors Donna Gambrell, Director of the U.S. Treasury's CDFI Fund, at annual Community Reinvestment Reception
Woodstock Institute joins Senator Dick Durbin in call for federal interest rate cap of 36 percent
Federal Payday Loan Bill Fails to Protect Consumers
Changing loan terms must be easier
President’s retirement savings proposals are little-noticed gems
TARP transparency and judicial modification are steps in the right direction
Concerns about the performance of Alt-A and prime mortgages to take center stage in 2009
Local response to payday lending critical as lenders evade Illinois consumer protections
Treasury demands bank accountability, finally
Expanding the Reach of Our Prosperity
TARP for CDFIs? As some banks scale back lending, Woodstock calls for federal money for community-based lenders
Fed puts an end to retroactive rate hikes for credit cards
EveryBlock Chicago and Woodstock Institute partner to deliver interactive block- level maps of foreclosures and lender-owned, vacant properties
Bank regulator agrees to hold public hearing on high-cost, asset-stripping tax refund lending of Kentucky-based Republic Bancorp
Lender Owned Largely Vacant Properties Disproportionately Impact Communities of Color
Macarthur Commits $68 Million to Foreclosure Prevention and Mitigation in Chicago
The Community Reinvestment Act No Smoking Gun
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Maria Choca Urban
Pamela Daniels-Halisi
Robert Chaskin
Cheryl Devall
Thomas Fitzgibbon
Charles Hill, Sr.
Daniel Immergluck
Reginald Lewis
Paul Lopez
Michael Mitchell
Mary Nelson, Ph.D.
Stephen A. Perkins, Ph.D.
Gail Schechter
Sandra Scheinfeld, Ph.D.
Gregory Squires, Ph.D.
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Press Releases
You too, Magic? Jackson Hewitt partnership puts Earvin “Magic” Johnson in a league with financial predators
Investors Shun Chicago Region Foreclosure Auctions, Says New Report
Woodstock Institute Applauds House Committee Approval of the Credit Cardholders’ Bill Of Rights
Ohio moves to cap payday loan rates, Action needed to protect Illinois borrowers
Communities Continue to Feel the Fallout of Loans from Now Defunct Subprime Lenders
Woodstock Institute Releases Foreclosure Report
New Federal Credit Encourages Lower-Income Workers to Save for Retirement
Credit Unions Offer Affordable Emergency Credit at a Fraction of the Cost of Payday Lenders
CRA financial services test plagued by insufficient, superficial and inconsistent data
Woodstock Institute Receives 2007 MacArthur Foundation Award for Creative and Effective Nonprofits
Chicago Region Foreclosures Skyrocket in 2006 Says New Woodstock Institute Analysis
Largest U.S. Mortgage Lenders Target Minorities for High Cost Loans
Lack of bank transparency hampering fight against financial exclusion in the UK
Why Bank Transparency Matters: a Comparison of the U.S. and the U.K.
Holiday Loans From Tax Preparers are No HELP At All
Woodstock Institute Releases First Illinois Community Lending Fact Book
U.S. Household Debt Levels Are Worrying No Matter How You Look at Them
Woodstock Institute releases "Key Trends in Chicago Area Mortgage Lending"
State Senator Schoenberg, Attorney General Madigan, Community Advocates Propose RAL Reform
H&R Block is Taxing to Low-Income Families - National Consumer Groups Ally to Protest Bank Charter
Credit Card Terms and Conditions Have a Highly Deceptive Effect
New Research Illustrates Devastating Impact of Foreclosures on Property Values
New Mortgage Pricing Data Sheds Light on Subprime Mortgage Market
Blog Discusses Mainstream Credit Unions’ Lower-Income Membership
Lower-Income and Minority Communities Still Can’t Find a Bank Branch
Woodstock Institute Co-Hosts First International Community Reinvestment Legislation Conference
New Federal Law and Deceptive Bank Practices Make for Costly Bounce “Protection”
In the News
Empty houses increase in Chicago area (Crain's Chicago Business)
Our Opinion: Broken Budget -- People vs. reality in state budget battle (Springfield State-Journal Register)
More Medicaid Malarkey (Progress Illinois)
Southland recession checkup (Southtown Star)
Taxpayer Action Board Pushes For Investment In Home Care -- Not Cuts (Progress Illinois)
State Moves To Track Ownership Of Blighted Properties (Hartford Business Journal)
Present Votes Defeat Predatory Lending Reform (Progress Illinois)
Evanston's foreclosure rate rises (Daily Northwestern)
Foreclosures rising fastest in northern suburbs (Pioneer Press)
Stimulus money sparks some hope in Chicago's Latino neighborhoods (Medill News Services)
Viewpoint: To Avert Crisis: Transparency, Accountability (American Banker)
Hundreds rally at Bank of America to stop home foreclosures (People's Weekly World)
Chicago Tonight: The Bottom Line with Eddie Arruza (WTTW-TV)
Giannoulias announces 'anti-bailout' (Dispatch/Argus)
Payday Loan Reformers Work To Close Illinois Loophole (Progress Illinois)
Community Group Aims to Educate Rogers Park on Foreclosures (Chicago Talks)
Renters Locked Out of Foreclosure Relief (Understading Government)
City’s largest community fights image of neighborhood in despair (Red Eye)
Accepting the Challenge: Chicago's Five Year Affordable Housing Plan 2009-2013 (City of Chicago)
Counselors swamped with rising foreclosures (River Forest Leaves)
Woodstock Institute Looks "Beyond Payday Loans" (Progress Illinois)
Durbin, Hamos Fight Payday Lenders (Progress Illinois)
Gutierrez Proposes Weak Reform of Payday Lenders (Washington Independent)
Foreclosure help coming (Daily Herald)
Durbin urges payday-loan rate cap to help low-income citizens (Medill News Service)
Pay Day Loan Reform -- and Alternatives (Community Media Workshop)
Regulators Testify on Capitol Hill (BankInfo Security)
It's Been March Madness For Jackson Hewitt (MediaPost News)
Vacant Homes: The New Subprime Scandal (Washington Independent)
Can you imagine paying 177% for a used car loan? Some did. (Crain's Chicago Business)
Can EveryBlock go everywhere? (CNN)
Mortgage 'fix' often not enough (Seattle Post-Intelligencer)
Many who get foreclosure help still slipping behind (Bankrate.com)
New ACORN study links lawbreaking to foreclosures (Queens Chronicle)
Free services help prevent foreclosures (Chicago Tribune)
More Americans Turn to Tax Refund Loans to Pay Monthly Bills (Bloomberg)
Foreclosure becomes campaign issue (Beacon Council)
What to know when you're renting (Chicago Tribune)
Distressed homeowners fight foreclosure by taking their lenders to court (Chicago Tribune)
Foreclosures spur neighborhood ghost towns (Pittsburgh Post-Gazette)
Illinois bankers worried about effects of a moratorium on foreclosures (Chicago Tribune)
Once-hot condo market doused by flood of foreclosures (Medill News Service)
Risk-takers welcomed in Chicago suburb hit hard by foreclosures (Medill News Service)
Illinois bankers look for more details in administration's bailout plan (Chicago Tribune)
Housing Bulletin: Job Cuts May Spur More Foreclosures (Chicago Magazine)
United we fight foreclosure, says Daley (Medill News Service)
Free Foreclosure Prevention Help For Chicagoans (CBS-TV)
Shelters brace for more families (Chicago Tribune)
Consumer Groups Challenge Bank Using Government Money to Fund Refund Loans (Credit Union Times)
Foreclosures hit Evanston hard (Sun-Times New Group)
Payday lenders find fertile place on Web (Chicago Tribune)
Advocacy Group Warns Against Payday Loans (WGIL FM Galesburg)
Chicago factory workers end sit-in (Los Angeles Times)
Local foreclosure numbers far exceed expectations (St. Charles Sun)
Foreclosure homes invite crime (Augusta Chronicle)
Fox Valley group helping families on the financial brink (Daily Herald)
Chicago foreclosures projected to rise 40% for 2008 (Chicago Tribune)
Foreclosure filings rise across Northwest Side (Pioneer Press)
Foreclosures soar in second half of '08 (Aurora Bacon News)
Tough times ahead (Chicago Journal)
Foreclosures continue to rise (Times of Northwest Indiana)
Embargos golpean duro en Chicago (La Raza)
Propietarios esperan salvar sus viviendas (Hoy)
Housing Bulletin: The Expanding Impact of the Housing Crisis (Chicago Magazine)
Local Housing Group Reacts to Citigroup's Mortgage Relief Plan (WBEZ-FM / Chicago Public Radio)
Housing Activists Make Grassroots Push (Progress Illinois)
Housing Bulletin—The Hardest Hit (Chicago Magazine)
The growing charge of the blight brigade (Chicago Tribune)
Overlap will bring trims to Chase, WaMu (Chicago Tribune)
Foreclosure auctions tracking up in north suburbs (Skokie Review)
One beneficiary of financial meltdown: homebuyers (Chicago Tribune)
DollarWi$e Week promotes financial literacy (Quad-City Times)
Fannie, Freddie Rescue Won't End Ripple Effect (Bloomberg)
Foreclosure auctions poised to soar (Pioneer Press)
Vacant homes draw problems for neighbors (Chicago Tribune)
Fighting foreclosure, Mayors want towns to help residents (Daily Herald)
Don't expect easy pickings at auctions (Chicago Tribune)
Chicago Auction Fails To Attract Buyers For Foreclosed Properties (AHN)
Englewood Gets Condo Conversion (WBEZ Chicago Public Radio)
Mortgage Brokerage Reform Measures Are Found Wanting (American Banker)
New laws sprout as homes sit, but existing rules on vacancies often unenforced (Chicago Tribune)
Foreclosures at Auctions: Reverting to Lenders (Chicago Suntimes)
Foreclosure fallout (Chicago Tribune)
More houses return to lender (Chicago Tribune)
No mortgages at Wachovia branches (Chicago Tribune)
State's foreclosure rate among country's worst (Times of Trenton)
Credit card reform is essential now (Daily Herald)
Mortgage Crisis (ABC News Chicago)
Letter To The Editor: Basic Banking Needs HMDA-Like Rules (American Banker)
Limits on title loans called a 'good start' (Chicago Tribune)
Housing relief bill a good move, local experts say (Aurora Beacon News)
Leading Woodstock vs. inertia, interest groups (Crain's Chicago Business)
Foreclosures 'weigh' on municipalities (Northwest Indiana Times)
Durbin rate cap could close payday loan loopholes (Daily Herald)
US spells out Fannie-Freddie backstop plan (ABC Chicago)
Could foreclosures cripple neighborhoods? (The News & Observer)
New leader Dory Rand is no stranger to Woodstock Institute (Chicago Tribune)
Faces of Foreclosure (Joliet Herald News)
Car title loans snare victims at 300% rates (Chicago Tribune)
Payday lenders contemplate Plan B (Business First of Columbus)
Renters Lose Their Homes to Foreclosures (WBEZ Chicago)
Crime makes foreclosures everybody's problem (Houston Chronicle)
Loan crisis may cut affordable housing; Foreclosures ousting renters, group warns (Sun-Times)
Rise in homeowners behind on payments (Chicago Tribune)
As Foreclosed Homes Empty, Crime Arrives (Washington Post)
Loophole lets lender skirt law, group says (Chicago Tribune)
Countrywide ripped at hearing, Bank of America told changes needed (Chicago Tribune)
Bank of America to alter loan practices (Chicago Tribune)
As owners default, lenders move in (Chicago Tribune)
Lenders get subpoenas (Chicago Sun-Times)
Risky lending far higher in minority areas (Reuters)
Loan Report Finds ‘Reverse Redlining’ in Hub (Banker & Tradesman)
Foreclosures climbed all across the Chicago region last year (WBEZ Chicago Public Radio)
Foreclosures cut wide swath across Dallas, Fort Worth (The Dallas Morning News)
Foundations weigh how to allay foreclosures (The Associated Press)
Not on His Watch: (Los Angeles Times)
Occasional CU Critic Leaves Woodstock Institute (Credit Union Times)
More bleak news on housing front (Chicago Tribune)
WILL FORECLOSED HOMES NEAR YOU AFFECT YOUR SALE? (The Seattle Post-Intelligencer)
Tax refund anticipation loans are costly: (Southtown Star)
US lenders cut deals to avoid crisis (Daily News)
For Hybrid Borrowers, Fed Cut May Not Be Much Help (American Banker)
The question of bailouts begins to hit home ( The Orlando Sentinel)
Countrywide continues slide as foreclosures rise (Chicago Tribune)
How CUs Serve Members Is Examined (Credit Union Journal)
Quit Blaming Subprime Victims (Daily News-New York)
One in Five Expect to Borrow to Heat Homes This Winter (CreditCards.com)
In Minneapolis, A Block Transformed (New York Times)
Foreclosing on dream (Chicago Sun-Times)
Mortgage freeze a fix for some; Others left out (Chicago Sun-Times)
Mortgage rescue for some (Chicago Tribune)
Bailout not for all (Chicago Sun-Times)
Officials Warn Against Payday Loans (Chicago WBBM)
The Best Little Deal in Banking (Money)
The credit crunch moves dramatically beyond Wall Street (Chicago Lawyer)
Did special service area lead to foreclosures in Round Lake? (Daily Herald)
Tracking the course of a new plague (Detroit Free Press)
Spreading the Misery (New York Times)
The Nightly Business Report (The Nightly Business Report)
OUR OPINION: Time for the government to step in (The Atlanta Journal)
Chairwoman Bair has it right on the money (Chicago Tribune)
Neighborhoods endure that empty feeling (The Associated Press)
Investors hold about 9% of loans; Illinois failings rise scant 3% (Chicago Sun-Times)
Investors hold about 9% of loans; Illinois failings rise scant 3% (Chicago Sun-Times)
Letter to the Editor: Industry, Agencies Must Strengthen Response to Crisis (The American Banker)
Neighborhoods suffer as crime follows foreclosure (The Associated Press State & Local Wire )
Foreclosures, vacancies and crime (The Associated Press)
Police worry about abandoned homes (The Associated Press)
The Dream Unravels (The Associated Press)
Vacant homes send crime rocketing (CNN Money.com)
Squalor, crime follow wave of foreclosures (The Associated Press)
Empty Houses Home to Crime As Loans Fail (The Associated Press)
Neighborhoods suffer as crime follows foreclosure (San Jose Mercury News)
M&A Activity: BofA Succumbs to Pressure From Community Activists (US Banker)
El panorama de embargos podría empeorar (Chicago Tribune)
Stressed borrowers use plastic to delay default (Reuters)
Foreclosure crisis could worsen, officials say (Chicago Tribune)
Reverse home foreclosure trend (Cincinnati Enquirer)
Consumer Groups Rally Around Regulator's Proposed Rate Freeze on Risky Mortgages (PR Newswire)
B of A to Lay Off 4,000 LaSalle Workers (American Banker)
Fighting foreclosure; Mayors want towns to help residents (Daily Herald)
SHOREBANK TO THE RESCUE: New boss rushing to save thousands from foreclosure (Crain's)
Foreclosure damage spreads out (The Atlanta Journal)
A local guide to corporate responsibility (Crains Chicago Business)
10,500 LaSalle jobs at risk: Study predicts effect of planned takeover (Chicago Tribune)
Breaking the bank?; Groups say LaSalle sale will hurt area (Chicago Sun-Times)
Borrowing Trouble: Illinois Tries New Tack Against Predatory Loans (Wall Street Journal)
City Voices (WNUA 95.5)
Housing Bulletin—Will Foreclosures Reverse Neighborhoods’ Progress? (Chicago Magazine)
Apply Mortgage Rules to All (American Banker)
Affordable Lending Tips from CDCUs (Credit Union Management)
Home mortgage defaults, foreclosures may pop S. Florida housing bubble (South Florida Sun-Sentinel)
The Subprime Bait and Switch (In These Times)
Suburban foreclosures increasing (Daily Herald)
Some area homeowners losing grip on the American dream (ABC News Chicago)
Big homes, large loans raise rate of foreclosure (Chicago Tribune)
Foreclosures not for gawking, so skip car-wreck response (Chicago Tribune)
Don't get bitten by bank fees (CNN)
FHA tries to stay relevant to buyers (Milwaukee Journal Sentinel)
Foreclosure Investing 101 (WBEZ-Chicago)
Woodstock Report Shows CUs Aren't Only Ones Under Fire For Underserved Issues (Credit Union Journal)
Middle Class and Homeless -- Unlikely Families Face Foreclosure (Chicago Defender)
Snared!; Two women take a stand when shady company moves in (Chicago Sun-Times)
Minorities hit hard by rising costs of subprime loans (USA Today)
In 2005, half of minorities purchased their homes with subprime loans Today, delinquency rates are s
Can't Pay The Loan but Won't Pick Up the Phone (Washington Post)
Foreclosures increase (Daily Southtown)
Standards needed for home loans (Daily Herald)
Foreclosures at highest in past 8 years (Chicago Tribune)
MacArthur Foundation awards honor longtime area non-profits (Chicago Tribune)
Behind Foreclosures, Ruined Credit and Hopes (New York Times)
Fed's Braunstein Says Mortgage Delinquencies `Great Concern' (Bloomberg News)
Foreclosure remedies must include lenders (Chicago Tribune)
Minorities in U.S. heartland snared by subprime (Reuters)
Regulators accused of lax loan oversight (Los Angeles Times)
Adjusting for adjustable-rate mortgages (NBC Nightly News)
Subprime lending worries hit home (Chicago Tribune)
Life on Mortgage Street: Two brothers face opposing realities (Sun-Times)
Home loans more expensive for blacks (Financial Times)
Minorities getting lion's share of subprime loans (Sun-Times)
Subprime lenders draw attention of regulators (Chicago Tribune)
Ways to stop being Maxed Out (The Right Place)
Advance on tax refunds are no longer an option (Northwest Indiana Times)
Getting out of holiday credit card debt (WBEZ-Chicago)
Call for more transparent banking in deprived areas (Guardian Unlimited)
Banks urged to be open on lending (Financial Times)
Group's take on 'holiday loans': Stay away (Chicago Sun-Times)
Report blasts payday lenders (Sauk Valley Daily Gazette)
Mortgage mischief (Marketplace)
Harsh withdrawal: Banks silently charging for overdrafts (Crain's Chicago Business)
Voice of the People: Combating predatory lenders (Chicago Tribune)
New law prevents predatory lending (Sun-Times)
'This is a wolf in sheep's clothing' (Chicago Sun-Times)
New Study Criticizes Payday Loans (WBEZ-Chicago)
Foreclosed but not forlorn (Chicago Tribune)
Loan Shock: Mortgage pros fear new state regs will hurt business (Sun-Times)
More Than 50 Join CU After Partnership Formed (Credit Union Journal)
Occasional Credit Union Critic Praises CU Program (Credit Union Times)
Serving the "unbanked" (Highland Park News)
Foreclosure prevention law goes into effect on Sept. 1 (Chicago Tribune)
State guilty of `redlining,' critics say (Chicago Tribune)
Southland Lawmakers Lead Charge on Payday Loan Changes (Daily Southtown)
Borrowing While Black (Chicago Reader)
Spotlight for Subprime Critics? Activists line up for Fed hearings, banks wait (American Banker)
Retail Roundup (Belleville News-Democrat)
Facing Foreclosure (WEEK NBC)
Bank fees are more outrageous than ever (MSN Money)
City loan plan to help buyers (Chicago Tribune)
Speaker Madigan presses national banks to sign lending vow (Crain's)
Preempted, Illinois Backs Up Predator Law with Boycott (American Banker)
Home, bittersweet home (Fort Wayne Journal Gazette)
Safeguards needed for all payday loans (Sun-Times)
RALs siphon refunds (The News Star)
Some mortgage lenders don't like new ZIP law (Chicago Tribune)
More perks for new buyers (Chicago Tribune)
Payday Loan Protection Law (The Star)
Plenty of Down-Payment Assistance is Available if You Search (Chicago Tribune)
Woodstock Institute Objects to DCFU’s Bank Application (Credit Union Times)
New Law Clamps Down on Popular Fast-Cash Payday Loans (ABC 7 Chicago)
Bad Loans Pain Evanston (Chicago Tribune)
Tax Service Company Wants to Open Savings Bank: Groups Fight Block's Bank Plan (Kansas City Star)
Fed Report Links Race and High Mortgage Rates (Chicago Tribune)
'Disappointment' on Block Charter (American Banker)
Woodstock Institute Weighs in Concerned About CU Conversions (Credit Union Times)
Foreclosures Hurt Neighbors (Chicago Tribune)
HUD Agency May Insure Riskier Loans (Wall Street Journal)
Woodstock is Not a Foe of Credit Unions (Credit Union Times)
New Report Analyzes Credit Card Debt (Nitty Gritty News)
Bank-Credit Union Pricing Gap Played Up in Study (American Banker)
Longtime CU Critic Woodstock Institute Finds CU Card Practices Better Than Credit Unions (CU Times)
Report, Critical Of Most, Has Praise For CUs (Credit Union Journal)
Modest gains for smallest of loans - Banks step up with money for start-ups (Chicago Tribune)
Bias probe looks at Household acquirer's loan pricing (Chicago Tribune)
South Side's Seaway eyes Highland bank; Black-owned buyer would ease concerns (Crain's Chicago)
Payday loan reform would limit debts (Chicago Sun-Times)
Borrowing patterns fall along racial lines (USA Today)
Invitation to Redlining? Obscure CRA Plan Assailed (American Banker)
Small Bank Change Seen as Threat to Poor: Loss of Loans, Services Feared
Payday Loans Should be Regulated (Chicago Sun-Times)
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