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Chicago region HAMP modifications reach lowest level since data was reported: July
Why we must modernize CRA: We can’t tell if all communities have access to basic banking services
Woodstock Institute consulting services can help you understand on-the-ground financial realities so you can better achieve your mission
Learn how to hold mortgage lenders and bank regulators accountable by improving the Home Mortgage Disclosure Act
Under new ownership, ShoreBank’s lending can still make a critical difference
From the President: Community leaders demand effective incentives for community investment at CRA hearing in Chicago
Why we must modernize CRA: More and more financial activity is taking place at non-CRA-regulated institutions
Submit written comments on CRA modernization
Wells Fargo improperly charged millions in overdraft fees, judge rules
IRS to stop aiding tax preparers who provide high-cost refund anticipation loans
Why we must modernize CRA: assessment areas no longer reflect how banks do business
Disability community demands economic inclusion on 20th anniversary of Americans with Disabilities Act
Dory Rand joins advocates, Gov. Quinn to usher in new consumer protections from debt settlement companies
Woodstock co-sponsors South Side training for upcoming CRA modernization hearings
HAMP trends continue while Treasury rejects recommendation to make principal reduction mandatory for participating institutions: June
From the President: What’s next with financial reform?
Condo foreclosures drive new foreclosure growth in Chicago suburbs, new data show
Regional HOPI Plenary investigates different ways of combating foreclosure crisis, looks to the future
Woodstock Institute statement on Senate passage of Dodd-Frank Financial Reform Bill
Woodstock calls for limited and temporary expansion of CRA mission to reduce impact of foreclosure crisis, encourage donation of vacant, lender-owned properties
Congressional watchdog report finds implementation issues in foreclosure prevention program
Advocates thank Governor Quinn for capping payday loan rates
How banks can get CRA credit for working to prevent foreclosures
Regional HOPI Annual Plenary assesses state of the foreclosure crisis in Chicago region
Strong financial reform bill up for consideration in House and Senate
Permanent modifications rise and total modifications fall, as new report finds that HAMP performance is better than overall modifications: May
Woodstock Institute welcomes new experts to board of directors
Governor Quinn signs landmark payday loan reforms
From the President: Expanding our time horizons
New initiatives could boost small business lending
Financial reform shouldn't include loopholes for auto dealers
Tell House and Senate Conferees to Support Strong Financial Reforms
“Beyond Foreclosures” starts discussion on the wealth gap and how to address it
Consumer advocates say landmark payday loan reforms accomplish goal of ending 700 percent loans, breaking cycle of debt
It’s easier than ever to stay in touch with Woodstock Institute
Negotiations over financial reform shouldn’t weaken consumer protections
Ask Governor Quinn to sign HB537 and put an end to 700 percent payday loans
Woodstock’s Tom Feltner joins Sen. Dick Durbin in celebrating passage of financial reform
Passage of Wall Street Reform bill a major step forward
Make sure financial reform stays strong before the final vote
From the President: Woodstock addresses Chase CEO at Shareholder Meeting in NYC
HAMP activity drops in Chicago as well as nationally: April
Speakers announced for “Beyond Foreclosures”
TARP-Supported Banks Reduced Lending in Chicago, New Data Show
Interstate lending reform proposal promises to level playing field for local lenders, end interest rate exportation by out-of-state banks
Guest post: Growth in microfinance field spurs debate
Debt settlement reforms pass General Assembly, move to Governor Quinn for enactment
Toothless Consumer Financial Protection Division amendment fails
Auto dealers are back and looking for a carve-out
Consumer advocates cheer as Chase exits refund anticipation loan business
Chicago region sees jump in completed foreclosures
Chicago area permanent HAMP modifications on the rise, but total activity flatlines: March
Teach Children to Save Day helps encourage savings at a young age
A strengthened and expanded Community Reinvestment Act would promote recovery, experts say at congressional hearing
Citibank, community groups partner to prevent foreclosures on the West Side
Pilot savings program shows potential of universal, statewide children’s savings plan
Register now for “Beyond Foreclosures: The Impact of the Financial Crisis on the Wealth Gap and Economic Opportunity”
Financial reform can’t wait, but neither can jobs
From the President: Putting aside for tax time: could seasonal savings plans help low-wealth people pay for tax preparation services without using RALs?
Payday loan reform promises to eliminate long-term triple digit interest rates
CDFI certification could help new financial institutions meet capital requirements
Woodstock staff educate national advocates, fight for reform in D.C.
Disability benefits program should encourage, not penalize, savings says new proposal
Woodstock recognizes three local economic justice leaders at 25th Community Investment Reception
The Community Lending Fact Book: Measuring the recovery, one loan at a time
Obama administration announces new assistance for underwater and unemployed homeowners
New initiatives keep families in their homes through foreclosure and beyond
HAMP modifications on the rise, but slowing every month: February
Urgent: Tell Your Senator to Stop the Cycle of Debt
Senate financial reform bill embodies consumer protection principles
From the President: Illinois Community Investment Coalition fights for financial reform on Capitol Hill
Guest blog: Refund Anticipation Loans: Just say no!
Educate your communities about the dangers of refund anticipation loans
Guest blog: We need consumer financial protection and reform
Tell the Senate Banking Committee you support real reform
HAMP Loan Modifications Not Making Serious Dent: January
OCC releases new RAL policy, but enforcement must be effective to protect consumers
AG Madigan Takes On Abusive Debt Settlement Companies
New credit card protections take effect
Credit to the community: proposals offer new funding source for CDFIs, expand SBA express program
From the President: Fair Finance Movement Finds Supporters in France
Tax preparers operate with little oversight as refund loan protections go unenforced
University of Missouri launches searchable database of free tax preparation sites
Despite government interventions, foreclosures continue to climb in Chicago region
Tracking the Progress of Federal Loan Modifications: December
From the President: RAL Borrowers Need More Protection
Energy-efficient mobile home proposal would create jobs
With bankruptcies on the rise, Illinois women are likely most affected
Save the Date: 25th Annual Community Reinvestment Reception
Tax filers in African-American communities 3.5 times more likely to use high-cost loans to get refunds
From the President: Urgent Need to Complete Financial Reforms
Woodstock Institute Releases 2008-2009 Annual Report
Woodstock staff take on new roles
Latino groups speak out for financial reform
Federal Reserve Chair Stresses Need for Better Regulation
Reasonable rates for payday installment loans
Tracking the Progress of Federal Loan Modifications: November
Federal Reserve names Dory Rand to Consumer Advisory Committee
From the President: House Passage of Consumer Financial Protection Agency Bill a Momentous Step Forward for Consumers
Foreclosure policy conference highlights diverse approaches to crisis
New tax time initiative makes saving easier
Your voice is needed today to protect consumers
Saver's Credit bill would improve retirement security for lower-wealth families
Tracking the Progress of Federal Loan Modifications: October
Two victories in the fight against foreclosures
Region-wide foreclosure prevention initiative launches web resource, targets vacant properties in South and West Cook County
National reformers, local advocates discuss future of financial reform
From the President: Dodd proposal strengthens consumer protections, implements CRA
Community development lenders face challenges raising capital
Credit card issuers use final days before consumer protections to make card terms more deceptive, unfair
After lull, Chicago region foreclosures return to first-quarter levels
New overdraft bills in Congress propose long-needed reforms
House committee approves new financial watchdog
Overdraft fees, other products, increase economic insecurity in retirement
Bean temporarily withdraws preemption amendment
Tracking the Progress of Federal Loan Modifications: September
Stop carveout of auto loan industry from CFPA
American Union should improve lending, not blame CRA
Woodstock Institute joins AG Lisa Madigan in support of a robust Consumer Financial Protection Agency
Financial industry contributes $270,000 to Bean campaign as Illinois Dem seeks to weaken new financial services watchdog
Preserving Homes and Communities Act proposes innovative action against foreclosures
From the President: Regulators and Banks Attempt to Undercut Movement for Consumer Protection and Financial Reform
Cautious optimism for federal foreclosure prevention program
Banks changes to overdraft protection not enough to protect consumers
Chicago's communities of color face slower recovery from foreclosure crisis
Fragmented regulatory system encouraged loopholes that brought on the crisis
IL Attorney General Lisa Madigan Leads Roundtable Discussion on Consumer Financial Protection Reform
Tracking Loan Modifications: August 2009
Poll: Most In Favor of Consumer Financial Protection Agency
From the President: Acknowledging our weaknesses can strengthen financial policy
License to deceive: Using psychology to explain financial decisions
How the CFPA Would Support Small Business
Illinois Attorney General joins 23 AGs in support of new consumer agency
Wall Street bets big on long odds in American Casino
From the President: Put long-term financial security over short-term profits
Foreclosures increase in first half of 2009, but signs indicate interventions having impact
New Credit Card Protections Show Potential of Consumer Financial Protection Agency
Tracking Loan Modifications
Debunking Attacks on Consumer Protection
Critics of loan modifications are missing the larger point, and some evidence, too
Regulators argue for status quo and oppose the Consumer Financial Protection Agency
Letter: Give Watchdog CRA Teeth
Subprime lenders find new jobs as questionable loan modification specialists, investigation shows
Segregated communities more likely to receive subprime loans, says new testimony
From the President: Financial watchdog would promote lower-cost products, consumer choice, and innovation
Call in July 14 to protect consumers and community investment
Illinois action call on Consumer Financial Protection Agency
From the front lines of foreclosure, counseling agencies struggle to meet demand
Sweeping, important, and positive changes to the ways in which financial markets are regulated
Jobs & Homes Now!
Disclosure needed for basic banking, says new report Regulators should tap existing bank data to measure how banks serve low-wealth consumers
Consumer protections defeated in House Executive Committee - lenders stall efforts to stop usury in Illinois
After stress tests, need for transparency, accountability and oversight of financial products
Senate passes credit card reform, Obama hopes to sign by end of May
1Q foreclosure data shows shift to suburbs, Chicago's communities of color still reeling
Woodstock's Dory Rand calls for credit card reforms on WTTW's Chicago Tonight
Community stakeholders ask the next big question: when will lending and investment in low-wealth communities pick up?
Wall Street Journal op-ed misses the mark on CRA
CRA successes demonstrate need for future commitments
Without CRA, crisis could have been worse says new Fed report
Illinois Treasurer adopts community reinvestment policy for state depositories
Senator Durbin announces Financial Products Safety Commission
Numbers don't support claims of CRA critics
Credit card bill clears another hurdle
Colbert Spoofs Gutierrez and the Payday Loan Reform Act of 2009
Frank's federal anti-predatory lending bill not strong enough
Woodstock Institute honors Donna Gambrell, Director of the U.S. Treasury's CDFI Fund, at annual Community Reinvestment Reception
Woodstock Institute joins Senator Dick Durbin in call for federal interest rate cap of 36 percent
Federal Payday Loan Bill Fails to Protect Consumers
Woodstock's Tom Feltner calls for rate caps on high-cost installment loans
President's retirement savings proposals are little-noticed gems
Changing loan terms must be easier
TARP transparency and judicial modification are steps in the right direction
Concerns about the performance of Alt-A and prime mortgages to take center stage in 2009
Local response to payday lending critical as lenders evade Illinois consumer protections
Treasury demands bank accountability, finally
Expanding the Reach of Our Prosperity
TARP for CDFIs? As some banks scale back lending, Woodstock calls for federal money for community-based lenders
Fed puts an end to retroactive rate hikes for credit cards
Bank regulator agrees to hold public hearing on high-cost, asset-stripping tax refund lending of Kentucky-based Republic Bancorp
EveryBlock Chicago and Woodstock Institute partner to deliver interactive block- level maps of foreclosures and lender-owned, vacant properties
Lender Owned Largely Vacant Properties Disproportionately Impact Communities of Color
Macarthur Commits $68 Million to Foreclosure Prevention and Mitigation in Chicago
The Community Reinvestment Act No Smoking Gun
Chicago Tonight talks to Woodstock's Geoff Smith and discusses local foreclosures, trouble on Wall Street, and why we need a bailout for home owners stuck in the middle
As crisis deepens, Woodstock Institute calls for direct assistance to troubled homeowners
Tracking neighborhood foreclosures, Woodstock launches new quarterly online resource
Woodstock calls on federal banking regulator to scrutinize tax refund lending
New policies needed to get lender-owned properties back into productive use
Woodstock Institute Applauds House Committee Approval of the Credit Cardholders Bill Of Rights
Needed: Local commitment to national credit card reform
Fed overdraft loan proposal is one step forward, one step back
Basic Banking Needs HMDA-Like Rules
FDIC proposal would expand branch services to school financial literacy programs
Woodstock Institute Board of Directors Appoints Dory M. Rand President after National Search
Foreclosures could impact between 9,644 and 28,923 rental housing units in Chicago
Rising foreclosures impact renters, between 10,000 and 29,000 units affected
Ohio moves to cap payday loan rates, action needed to protect Illinois borrowers
Fed listens to community input and announces public meeting on Countrywide acquisition
Federal Reserve Should Hold Public Hearing on Countrywide Purchase
Thirty-Five Percent of Mortgages in Foreclosure in 2007 Were Originated Just One Year Earlier
Systematic mortgage restructuring plan promises modest but worthwhile impact
Consumer Groups Rally Around Mortgage Plan: Federal Regulator Proposes Rate Freeze for Risky Loans
Coalition formed to push for hearing on B of A merger and detailed local commitment to Chicago
Woodstock Institute receives MacArthur Award
Tax refund lenders bow to community pressure, stop offering pre-season tax refund loans
New Woodstock Institute Report Raises Serious Concerns About the CRA Service Test
Cooperative Credit: Community credit unions drive down the cost of emergency credit
From the President: What we need is a meaningful, national standard for mortgage underwriting
Congress makes saving for modest income families a little easier
Many borrowers unaware of mortgage interest rate details, consequent foreclosures affect neighbors
Connecting to the work force: the case of young people in a low-income community of Rio de Janeiro
Why Bank Transparency Matters: a Comparison of the U.S. and the U.K.
Rhetoric and Reality: Many Mainstream Credit Unions Do Not Serve Lower Income People
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Angel Beltran
Cheryl Devall
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