Retirement Security - Research

November 16, 2012
Presentation for the 2012 Illinois Asset Building Group Conference. Spencer Cowan presented on sources of retirement income and recent trends, access to employment-based retirement savings plans in Illinois, and policy recommendations.
September 10, 2012
Millions of Americans are approaching retirement age without adequate retirement savings. The ongoing foreclosure and financial crisis and declines in housing values wiped out trillions in savings and home equity that people counted on using to help support themselves later in life. American workers, particularly those nearing retirement, are deeply concerned about income insecurity and fear that they will outlive their savings. Without adequate savings, American workers face the prospect of a decline in their standard of living during retirement.
Access to Employment-Based Retirement Plans
April 24, 2012
This fact sheet highlights the findings of a report that examines employment data and estimated retirement plan sponsorship rates in Illinois and identifies the number of Illinois employees who likely do not have access to employment-based retirement savings plans. It also describes the basic principles that are essential to expanding access to employment-based retirement savings plans.
April 24, 2006
Malcolm Bush and Jonah Katz   This alert analyses a variety of measures of debt to provide an overall sense of changes in U.S. household debt levels and the impact of those changes on different groups of families.