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Pennsylvania Votes Down Payday Loan Reform, Looks to Credit Unions to Drive Down Cost of Payday Loan |
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Credit Union Times reports that Pennsylvania Banking Secretary
Bill Schenck and the governor withdrew their support for the
legislation after elected officials voted down the idea of tracking
payday loans through a state database. Instead of regulating payday
lending through the kind of database approved by Illinois, Florida, and
Oklahoma, Schenck and Gov. Randell suggested that competition from
community development credit unions may be able to lower the cost of
payday loans in Pennsylvania.
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