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Written by Julianna Nunez on January 22, 2015

President Barack Obama’s State of the Union speech proposed new initiatives to help middle-class Americans, including education, job growth, infrastructure, and climate change initiatives. While these initiatives, if implemented, could improve economic security for the middle class, we still have a long way to go to ensure that those at the bottom of the income distribution—not just the middle class—also have opportunities to advance.

Written by Dory Rand on January 21, 2015

As we at Woodstock Institute remember Dr. Martin Luther King, Jr.’s legacy, we also must reflect on how much still needs to be done to achieve his vision of a society where the family into which you are born and the color of your skin do not determine your destiny. At this time, it is fitting that we think about the ways in which our work on financial justice issues can help to reduce inequality of opportunity and outcomes for lower-wealth people and communities, and for people and communities of color.

Written by Julianna Nunez on January 15, 2015

President Barack Obama recently proposed the America’s College Promise plan to make community college free for two years, a proposal which could benefit millions of students and help reduce student loan debt. 

Written by Julianna Nunez on January 9, 2015

The Consumer Financial Protection Bureau (CFPB) recently published a report detailing how loopholes in the Military Lending Act (MLA) are negatively affecting the military servicemembers it was designed to protect. When Congress passed the MLA, its purpose was to protect military servicemembers from predatory lending practices. That was back in 2007, and now the Department of Defense (DoD) has proposed revisions to the MLA that will close some of the loopholes. 

Written by Courtney Eccles on January 6, 2015

Illinois Governor Quinn signed the Illinois Secure Choice Savings Program (SB2758) into law on January 4, 2015, establishing the authority for creation of a program that will help millions of private-sector workers in Illinois save  for retirement. 

Written by Julianna Nunez on December 19, 2014

The Department of Defense (DoD) proposed modifications to regulations implementing the Military Lending Act (MLA) last September. Woodstock Institute, along with our national allies, strongly supports the proposed modifications. 

Written by Dory Rand on December 18, 2014

On behalf of Woodstock Institute staff and our board of directors, I want to wish you Happy Holidays and thank you for your support over the last year. We had many accomplishments, but I’ll highlight just a few of them:

Written by on December 16, 2014

Join Woodstock staff and allies from around the country for the National Community Reinvestment Coalition (NCRC) annual conference in Washington D.C. The 2015 conference will take place from March 25 – 28 and registration is open!

Written by Julianna Nunez on November 21, 2014

Woodstock Institute recently released a new interactive mapping tool and data compendium. Both tools display the economic trends in Chicago and Illinois, allowing users to analyze economic changes and patterns in their communities. 

Tags: data, research
Written by Julianna Nunez on November 10, 2014

Revisions to the Community Reinvestment Act (CRA) Questions and Answers proposed by federal banking regulators are open for public comment until November 10. The revisions target retail banking and community development to help ensure that banks meet the needs of low- and moderate-income (LMI) people and communities. 

Written by Julianna Nunez on October 29, 2014

Mortgage data from the Home Mortgage Disclosure Act (HMDA) allows researchers and advocates to examine trends in the mortgage and housing market and, more importantly, detect patterns of discrimination.

Written by Julianna Nunez on October 23, 2014

A troubling new report from the Consumer Financial Protection Bureau (CFPB) suggests that many of the problems in the subprime mortgage market that precipitated the housing crisis may be occurring with private student loans as well.

Written by Katie Buitrago on September 9, 2014

When a consumer has a bad experience with a financial institution, the Consumer Financial Protection Bureau (CFPB) gives him or her a powerful tool to hold that institution accountable: the consumer complaint system. CFPB is now accepting complaints on a wide variety of financial products and services, including mortgages, student loans, bank accounts, debt collection, and more.

Written by Julianna Nunez on September 3, 2014
We need your help now to make sure that public benefits recipients can save for the future.
Written by Idaima Robles, Accion Chicago on August 28, 2014

When I read “Dis-Credited,” Woodstock Institute’s recent study on racial and income disparities in business lending, I saw in black and white what I have also experienced in flesh and blood.

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