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Despite government interventions, foreclosures continue to climb in Chicago region

During the fourth quarter of 2009, the region saw 24,053 new foreclosure filings—the highest quarterly number observed since 2005.

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Tax filers in African-American communities 3.5 times more likely to use high-cost loans to get refunds

As some regulators crack down on RALs, which cost Illinoisans more than $114 million in 2006, others stop short of protecting consumers.

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Woodstock Institute Releases 2008-2009 Annual Report

Woodstock Institute is pleased to announce the release of its 2008-2009 Annual Report. Amid the devastation of the financial crisis, there have been great opportunities to advance policies that improve economic security and community prosperity.

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Avoiding high-cost holiday loans

The Monsignor John Egan Campaign, including Woodstock Institute and Citizen Action/Illinois, call on policymakers to stop unregulated and abusive payday installment lending.

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National reformers, local advocates discuss future of financial reform

During its annual Fall Forum, the Illinois Community Investment Coalition brought together some of those on the front lines, including Heather Booth of Americans for Financial Reform, to reflect on the progress we’ve made so far and outline what’s left to be done.

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File Icon Refund Anticipation Loan Flyer

File Icon Government Interventions Have a Limited Impact on Chicago Area Foreclosure Activity in 2009

File Icon Diverted Opportunity: Refund Anticipation Loans Drain Wealth from Low Wealth Tax Filers and Communities of Color

File Icon 2008-2009 Annual Report

File Icon Collaborators or Competitors? Exploring the Relationships between Community Development Financial Institutions and Conventional Lenders in Small Business Finance

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Chicago region foreclosures
File Icon Second Half 2009 Foreclosure Filings

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Policy and Regulation
Woodstock Institute works to develop policy that levels the financial services playing field and ensures that families have the opportunity to build wealth through fair credit practices.


File Icon Comment Letter submitted to OCC requesting enforcement of RAL guidance

File Icon Comments opposing the FRB proposed changes to the disclosure requirements for open-ended credit

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