Dan Fair

Dan Fair

Through web-based communications such as social media, data visualization, and the Woodstock blog and website, Dan’s work focuses on communicating Woodstock’s research and policy findings in new and interesting ways.

“I am thrilled to have the opportunity to use new media and online communications to contribute to the fantastic work that Woodstock does toward creating a fair and safe financial system for low-wealth families and communities of color,” says Dan.

Dan joined Woodstock in February 2013 after serving as manager of communications & member relations for the National Community Tax Coalition. He received his B.A. in history and political science from Butler University and his Masters in Public Affairs from Indiana University.

Recent posts by Dan Fair

Written by Dan Fair on June 25, 2013 - 1:46pm

Municipalities across the Chicago region are struggling to come up with effective ways of making vacant homes productive again. Some communities are hitting a wall: how can you design a response when you don’t fully understand the problem?

Written by Dan Fair on June 14, 2013 - 8:00am

Today at its annual Clinton Global Initiative America (CGI America) meeting, Woodstock Institute announced its “Commitment to Action,” which will further our work to strengthen retirement security.

Written by Dan Fair on May 20, 2013 - 6:26pm

Senate Majority Leader Harry Reid announced plans to hold a vote on Consumer Financial Protection Bureau (CFPB) director Richard Cordray’s confirmation. It’s no surprise that some Senators—including Illinois’ Mark Kirk—are threatening to filibuster the vote. The vote to overcome the filibuster will happen tomorrow. 

Written by Dan Fair on May 7, 2013 - 6:37pm
CHICAGO—Woodstock Institute and Illinois PIRG delivered a message from over 7,000 residents of Illinois to Sen. Mark Kirk today: it’s time to stop the obstructionism and confirm Director Richard Cordray to a full term at the helm of the Consumer Financial Protection Bureau (CFPB).
Written by Dan Fair on April 24, 2013 - 2:46pm
A staggering amount of support is pouring in from around the country calling on federal regulators to end payday lending practices by banks and through bank support. News reports indicate that prudential regulators will release guidance on Thursday strongly limiting bank payday. Yesterday, our partners at the Sargent Shriver National Center on Poverty Law authored a blog post demonstrating the large role banks play in these short-term, high-cost loans. Reinvestment Partners went further, identifying exactly how much banks are giving to fringe lenders.
Written by Dan Fair on April 16, 2013 - 8:35pm
Last week Illinois Senator Dick Durbin introduced the Protecting Consumers from Unreasonable Credit Rates Act to protect consumers of short-term loans such as payday loans and car-title loans. The bill complements the SAFE Lending Act, sponsored by many of the same Senators, which would protect consumers’ bank accounts and level the playing field for all payday lenders.
Written by Dan Fair on April 2, 2013 - 3:19pm
Our friends at the Center for Responsible Lending (CRL) are gathering signatures for a letter to federal banking regulators urging them to stop banks from offering damaging payday-style loans. The letter, which will be sent to leaders of the Federal Reserve, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency, outlines some of the most debilitating effects payday loans have on borrowers. No matter where they originate, these loans often carry interest rates (APRs) of up to 400 percent, trapping borrowers in a debt cycle that CRL says lasts an average of 175 days. 
Written by Dan Fair on March 19, 2013 - 9:12pm
The Senate Banking Committee voted earlier today 12-10 along party lines in favor of the confirmation of Richard Cordray as director of the Consumer Financial Protection Bureau (CFPB). Cordray’s nomination now goes to a vote by the full Senate. Unfortunately for Illinoisans, Senator Mark Kirk voted against Cordray, who has earned widespread, bipartisan praise for his work leading the CFPB.
Written by Dan Fair on February 22, 2013 - 4:45pm

A new report shows nearly $46 billion in consumer relief has been provided nationwide to victims of the robosigning scandal as part of last year’s national foreclosure settlement with the five largest mortgage servicers.

Independent settlement monitor Joseph Smith released his third in a series of reports meant to update the public on how the banks—Ally, Bank of America, Chase, Citi, and Wells Fargo—are progressing in providing $25 billion in aid and other assistance outlined in the settlement. The report, which covers the period of March 1–December 31, 2012, details how much and what kind of aid the banks have provided. The data, which is submitted by the banks themselves and largely unverified, shows the details of how the $45.8 billion in relief has been provided:

Written by Dan Fair on February 21, 2013 - 5:59pm

A recent rule issued by the Department of Housing and Urban Development (HUD) reinforces an argument used by advocates to promote equality in housing practices and standardizes the way judges and administrators evaluate whether a practice violates the Fair Housing Act.
 
The disparate impact doctrine is a legal argument that policies and practices can be considered discriminatory if the effects of such policies or practices inordinately impact groups based on race, color, religion, national origin, age, sex, disability, or familial status (the “protected classes”) in a negative way, regardless of intent.

Written by Dan Fair on February 8, 2013 - 2:55pm

Senators Jeff Merkley (OR), Tom Udall (NM), Dick Durbin (IL), and Richard Blumenthal (CT) announced the introduction of the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act on Wednesday, saying it would “crack down on the worst practices of the online payday lending industry and give states more power to protect consumers from predatory loans.” 

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