Theory of Change, Part III: Equitable Lending and Investments

Check out our Third installment of "Theory of Change". In this edition, we share our thoughts on Equitable Lending and Investments and what that looks like to us!


Data on the number and amount of bank loans made to businesses are now available on Woodstock’s data portal. These data are important because they provide information about small business access to capital, which is a key element to growth and success. Small businesses create economic opportunity within neighborhoods, increase local employment opportunities, and provide residents a means of wealth building through entrepreneurship. Businesses that have access to adequate levels of capital grow more rapidly, hire more workers, and make more investments than businesses that do not have access. Without the availability of bank loans, small businesses often must turn to alternative forms of capital, which can come with high interest rates, onerous terms, and poor customer service.
  • Jaribu P. Lee of KOCO (Kentwood Oakland Comminity Organization) addresses IDFPR hearing. Calls double digit rate hi…
  • RT @COFIOnline: PPAC @mommyJFA testifying about the impact of check cashing rates on low income families. Fees & fines push families into m…
  • @senatorjacqui Edit: *IDFPR

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