Theory of Change, Part III: Equitable Lending and Investments

Check out our Third installment of "Theory of Change". In this edition, we share our thoughts on Equitable Lending and Investments and what that looks like to us!


Governor Rauner has signed several bills that Woodstock supported during this year’s legislative session.  Here’s a recap of the Woodstock-supported bills that have now become law.

Over the last couple of years, as we have witnessed a growing number of bank mergers and acquisitions (M&As), federal bank regulators increasingly have issued conditional approvals that require banks to develop and implement Community Reinvestment Act (CRA) plans. The CRA is a federal law that encourages depository institutions insured by the Federal Deposit Insurance Corporation (FDIC), such as national banks and savings associations and state-chartered commercial and savings banks, to serve the financial and credit needs of all communities in which they are chartered, including low- and moderate-income (LMI) people and communities. 

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